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Interstate Relocation: Illinois → Maryland

Moving from Illinois to Maryland: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Maryland.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.4 pts MD vs IL, $100k single
Annual Tax Savings +$419 Federal + FICA + state, $100k
1BR Rent Change +25.7% Avg 1BR $1,324 vs $1,053/mo
Net Annual Difference -$2,830 Tax savings + 1BR rent savings

What changes when you move from Illinois to Maryland

Illinois has a flat 4.95% income tax and Maryland has graduated income tax rates up to 6.5%. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $4,386 in state income tax in Maryland. With federal income tax and FICA unchanged, total tax falls by $419 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $1,324 across Maryland's (+25.7%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $58,153 in Maryland. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Maryland

Maryland Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Maryland to IllinoisNational Relocation Hub

Metropolitan Corridors Between Illinois & Maryland

Chicago-Naperville-Elgin, IL-IN → Baltimore-Columbia-Towson, MD On $100k: $2,572 more tax and $1,860 less 1BR rent a year
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Chicago-Naperville-Elgin, IL-IN → Hagerstown-Martinsburg, MD-WV On $100k: $2,338 more tax and $9,576 less 1BR rent a year
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Peoria, IL → Baltimore-Columbia-Towson, MD On $100k: $2,572 more tax and $7,968 more 1BR rent a year
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Peoria, IL → Hagerstown-Martinsburg, MD-WV On $100k: $2,338 more tax and $252 more 1BR rent a year
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Moving from Illinois to Maryland: Cost & Tax Comparison Overview

Moving from Illinois to Maryland on a $100,000 salary: pay $419 less in total taxes per year; average one-bedroom rent is $1,324 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Maryland?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $419 lower in Maryland than in Illinois (0.4 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Maryland's metros is $1,324 a month, versus $1,053 in Illinois (+25.7%). Taxes and one-bedroom rent combined change by -$2,830 a year.

What are the key tax differences between Illinois and Maryland?

Illinois: Flat Tax, top rate 4.95%. Maryland: Graduated Brackets, top rate 6.5%. Federal income tax and FICA are the same in both states.