2026 Relocation & Cost Arbitrage Engine

Relocation: Peoria, IL to Hagerstown-Martinsburg, MD-WV

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Peoria, IL to Hagerstown-Martinsburg, MD-WV.

Popular Corridors:
Equivalent Salary
$96,400
To maintain parity
Cost of Living Delta
-3.6%
Overall expenditure basket
Annual Tax Delta
-$2,338
State + local taxes
Annual 1BR Rent Delta
+$252
HUD Fair Market Rents
Net Annual Buffer
-$2,590/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Peoria, IL

COL 99.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,805
Local / City Tax $0
Net Annual Take-Home $74,375
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $62,843
Target Market
Destination Location

Hagerstown-Martinsburg, MD-WV

COL 96.0
Gross Parity Income $96,400
Federal Income Tax -$12,378
FICA (SS & Medicare) -$7,375
State Income Tax -$4,215
Local / City Tax -$2,651
Net Annual Take-Home $69,781
HUD 1BR Fair Market Rent -$11,784
Discretionary Cash Flow $57,997

EPI family budgets put living costs 3.6% lower in Hagerstown-Martinsburg, MD-WV than in Peoria, IL, so $100,000 in Peoria goes about as far as $96,400 in Hagerstown. HUD's one-bedroom Fair Market Rent is $961 a month in Peoria and $982 in Hagerstown, $252 a year more. On the same $100,000 salary a single filer pays $2,338 more a year in federal, state and local income tax and FICA in Hagerstown. Taxes and one-bedroom rent together leave you about $2,590 a year worse off. The BLS median wage across all occupations is $49,590 in Peoria and $47,440 in Hagerstown.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Peoria (Monthly) Hagerstown-Martinsburg (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$961$982+$21+2.2%
Food & Groceries$353$342-$11-3.1%
Transportation$1,052$1,044-$8-0.8%
Healthcare$590$358-$232-39.3%
Other Necessities$332$371+$39+11.7%
Total Taxes (Federal, State, Local, FICA)$2,135$2,330+$195+9.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$21/mo (2.2%)
Peoria: $961/mo Hagerstown-Martinsburg: $982/mo
2-Bedroom Fair Market Rent +$72/mo (5.9%)
Peoria: $1,212/mo Hagerstown-Martinsburg: $1,284/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$0.79/hr (-3.6%)
Peoria: $22.02/hr Hagerstown-Martinsburg: $21.23/hr
2 Adults + 1 Child (per earner) -$1.91/hr (-8.7%)
Peoria: $21.91/hr Hagerstown-Martinsburg: $20.00/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Peoria Median Hagerstown-Martinsburg Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$81,010$92,770+$11,760 (+14.5%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$98,290$92,420-$5,870 (-6.0%)View Dossier
Software EngineerTechnologyTechnology$130,590$122,830-$7,760 (-5.9%)View Dossier
Accountant & AuditorFinanceFinance$79,540$75,250-$4,290 (-5.4%)View Dossier
Financial ManagerFinanceFinance$155,840$133,590-$22,250 (-14.3%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$56,770$52,170-$4,600 (-8.1%)View Dossier
WelderSkilled TradesSkilled Trades$58,960$56,020-$2,940 (-5.0%)View Dossier
ElectricianSkilled TradesSkilled Trades$80,460$62,310-$18,150 (-22.6%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$123,730$88,600-$35,130 (-28.4%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$74,780$63,020-$11,760 (-15.7%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$110,510$117,750+$7,240 (+6.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,870$145,790-$28,080 (-16.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Peoria, IL to Hagerstown-Martinsburg, MD-WV Relocation FAQs

About $96,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 96.0 in Hagerstown-Martinsburg, MD-WV, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Peoria, IL to Hagerstown-Martinsburg, MD-WV: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Hagerstown-Martinsburg, MD-WV to Peoria, IL
Relocation: Peoria, IL to Hagerstown-Martinsburg, MD-WV Overview

Peoria, IL to Hagerstown-Martinsburg, MD-WV: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Peoria, IL to Hagerstown-Martinsburg, MD-WV compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Hagerstown-Martinsburg, MD-WV to match $100,000 in Peoria, IL?

About $96,400. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 96.0 in Hagerstown-Martinsburg, MD-WV, from EPI family budgets); taxes are compared separately below.

Is Hagerstown-Martinsburg, MD-WV cheaper than Peoria, IL?

EPI's family budgets for a single adult put overall living costs 3.6% lower in Hagerstown-Martinsburg, MD-WV than in Peoria, IL. The budgets cover housing, food, transportation, health care and other necessities.