2026 Relocation & Cost Arbitrage Engine

Relocation: Peoria, IL to Baltimore-Columbia-Towson, MD

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Peoria, IL to Baltimore-Columbia-Towson, MD.

Popular Corridors:
Equivalent Salary
$123,900
To maintain parity
Cost of Living Delta
+23.9%
Overall expenditure basket
Annual Tax Delta
-$2,572
State + local taxes
Annual 1BR Rent Delta
+$7,968
HUD Fair Market Rents
Net Annual Buffer
-$10,540/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Peoria, IL

COL 99.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,805
Local / City Tax $0
Net Annual Take-Home $74,375
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $62,843
Target Market
Destination Location

Baltimore-Columbia-Towson, MD

COL 123.3
Gross Parity Income $123,900
Federal Income Tax -$18,470
FICA (SS & Medicare) -$9,478
State Income Tax -$5,645
Local / City Tax -$3,806
Net Annual Take-Home $86,500
HUD 1BR Fair Market Rent -$19,500
Discretionary Cash Flow $67,000

EPI family budgets put living costs 23.9% higher in Baltimore-Columbia-Towson, MD than in Peoria, IL, so $100,000 in Peoria goes about as far as $123,900 in Baltimore. HUD's one-bedroom Fair Market Rent is $961 a month in Peoria and $1,625 in Baltimore, $7,968 a year more. On the same $100,000 salary a single filer pays $2,572 more a year in federal, state and local income tax and FICA in Baltimore. Taxes and one-bedroom rent together leave you about $10,540 a year worse off. The BLS median wage across all occupations is $49,590 in Peoria and $59,070 in Baltimore.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Peoria (Monthly) Baltimore-Columbia-Towson (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$961$1,625+$664+69.1%
Food & Groceries$353$384+$31+8.8%
Transportation$1,052$1,036-$16-1.5%
Healthcare$590$358-$232-39.3%
Other Necessities$332$556+$224+67.5%
Total Taxes (Federal, State, Local, FICA)$2,135$2,350+$215+10.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$664/mo (69.1%)
Peoria: $961/mo Baltimore-Columbia-Towson: $1,625/mo
2-Bedroom Fair Market Rent +$794/mo (65.5%)
Peoria: $1,212/mo Baltimore-Columbia-Towson: $2,006/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$5.25/hr (23.8%)
Peoria: $22.02/hr Baltimore-Columbia-Towson: $27.27/hr
2 Adults + 1 Child (per earner) +$3.34/hr (15.2%)
Peoria: $21.91/hr Baltimore-Columbia-Towson: $25.25/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Peoria Median Baltimore-Columbia-Towson Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$98,290$117,040+$18,750 (+19.1%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$81,010$99,550+$18,540 (+22.9%)View Dossier
Software EngineerTechnologyTechnology$130,590$138,900+$8,310 (+6.4%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$123,730$103,720-$20,010 (-16.2%)View Dossier
Accountant & AuditorFinanceFinance$79,540$85,160+$5,620 (+7.1%)View Dossier
Financial ManagerFinanceFinance$155,840$157,990+$2,150 (+1.4%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$96,530$117,750+$21,220 (+22.0%)View Dossier
Solutions ArchitectTechnologyTechnology$96,890$135,600+$38,710 (+40.0%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$110,510$124,990+$14,480 (+13.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,870$168,520-$5,350 (-3.1%)View Dossier
ElectricianSkilled TradesSkilled Trades$80,460$65,590-$14,870 (-18.5%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$85,090$63,200-$21,890 (-25.7%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Peoria, IL to Baltimore-Columbia-Towson, MD Relocation FAQs

About $123,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 123.3 in Baltimore-Columbia-Towson, MD, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Peoria, IL to Baltimore-Columbia-Towson, MD: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Baltimore-Columbia-Towson, MD to Peoria, IL
Relocation: Peoria, IL to Baltimore-Columbia-Towson, MD Overview

Peoria, IL to Baltimore-Columbia-Towson, MD: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Peoria, IL to Baltimore-Columbia-Towson, MD compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Baltimore-Columbia-Towson, MD to match $100,000 in Peoria, IL?

About $123,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (99.6 in Peoria, IL, 123.3 in Baltimore-Columbia-Towson, MD, from EPI family budgets); taxes are compared separately below.

Is Baltimore-Columbia-Towson, MD cheaper than Peoria, IL?

EPI's family budgets for a single adult put overall living costs 23.9% higher in Baltimore-Columbia-Towson, MD than in Peoria, IL. The budgets cover housing, food, transportation, health care and other necessities.