Interstate Relocation: Illinois → Minnesota

Moving from Illinois to Minnesota: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Illinois to Minnesota.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +0.5 pts MN vs IL, $100k single
Annual Tax Savings -$471 Federal + FICA + state, $100k
1BR Rent Change -7.1% Avg 1BR $979 vs $1,053/mo
Net Annual Difference +$420 Tax savings + 1BR rent savings

What changes when you move from Illinois to Minnesota

Illinois has a flat 4.95% income tax and Minnesota has graduated income tax rates up to 9.85%. On a $100,000 salary a single filer pays $4,805 in state income tax in Illinois and $5,277 in state income tax in Minnesota. With federal income tax and FICA unchanged, total tax rises by $471 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,053 a month across Illinois's metro areas and $979 across Minnesota's (-7.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $54,104 in Illinois and $58,289 in Minnesota. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Illinois

Illinois Paycheck & Living Costs

Destination State: Minnesota

Minnesota Paycheck & Living Costs

Metropolitan Corridors Between Illinois & Minnesota

Chicago-Naperville-Elgin, IL-IN → Duluth, MN-WI On $100k: $471 more tax and $9,828 less 1BR rent a year
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Peoria, IL → Minneapolis-St. Paul-Bloomington, MN-WI On $100k: $471 more tax and $5,592 more 1BR rent a year
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Peoria, IL → Duluth, MN-WI On $100k: $471 more tax and $0 less 1BR rent a year
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Moving from Illinois to Minnesota: Cost & Tax Comparison Overview

Moving from Illinois to Minnesota on a $100,000 salary: pay $471 more in total taxes per year; average one-bedroom rent is $979 vs $1,053 a month (HUD FMR).

Quick answers
How much money will I save moving from Illinois to Minnesota?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $471 higher in Minnesota than in Illinois (0.5 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Minnesota's metros is $979 a month, versus $1,053 in Illinois (-7.1%). Taxes and one-bedroom rent combined change by +$420 a year.

What are the key tax differences between Illinois and Minnesota?

Illinois: Flat Tax, top rate 4.95%. Minnesota: Graduated Brackets, top rate 9.85%. Federal income tax and FICA are the same in both states.