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Interstate Relocation: Minnesota → Illinois

Moving from Minnesota to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Minnesota to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.5 pts IL vs MN, $100k single
Annual Tax Savings +$471 Federal + FICA + state, $100k
1BR Rent Change +7.6% Avg 1BR $1,053 vs $979/mo
Net Annual Difference -$420 Tax savings + 1BR rent savings

What changes when you move from Minnesota to Illinois

Minnesota has graduated income tax rates up to 9.85% and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $5,277 in state income tax in Minnesota and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax falls by $471 a year after the move. HUD's one-bedroom Fair Market Rent averages $979 a month across Minnesota's metro areas and $1,053 across Illinois's (+7.6%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $58,289 in Minnesota and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Minnesota

Minnesota Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Illinois

Illinois Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Illinois to MinnesotaNational Relocation Hub

Metropolitan Corridors Between Minnesota & Illinois

Minneapolis-St. Paul-Bloomington, MN-WI → Chicago-Naperville-Elgin, IL-IN On $100k: $471 less tax and $4,236 more 1BR rent a year
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Minneapolis-St. Paul-Bloomington, MN-WI → Peoria, IL On $100k: $471 less tax and $5,592 less 1BR rent a year
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Duluth, MN-WI → Chicago-Naperville-Elgin, IL-IN On $100k: $471 less tax and $9,828 more 1BR rent a year
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Duluth, MN-WI → Peoria, IL On $100k: $471 less tax and $0 less 1BR rent a year
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Moving from Minnesota to Illinois: Cost & Tax Comparison Overview

Moving from Minnesota to Illinois on a $100,000 salary: pay $471 less in total taxes per year; average one-bedroom rent is $1,053 vs $979 a month (HUD FMR).

Quick answers
How much money will I save moving from Minnesota to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $471 lower in Illinois than in Minnesota (0.5 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $979 in Minnesota (+7.6%). Taxes and one-bedroom rent combined change by -$420 a year.

What are the key tax differences between Minnesota and Illinois?

Minnesota: Graduated Brackets, top rate 9.85%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.