Moving from Massachusetts to Texas: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Massachusetts to Texas.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Massachusetts to Texas
Massachusetts has graduated income tax rates up to 9% and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $4,780 in state income tax in Massachusetts and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $4,780 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,695 a month across Massachusetts's metro areas and $1,035 across Texas's (-39.0%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $64,181 in Massachusetts and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Massachusetts & Texas
Moving from Massachusetts to Texas on a $100,000 salary: pay $4,780 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,695 a month (HUD.
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,780 lower in Texas than in Massachusetts (4.8 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,695 in Massachusetts (-39.0%). Taxes and one-bedroom rent combined change by +$12,708 a year.
Massachusetts: Graduated Brackets, top rate 9%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.