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Interstate Relocation: Minnesota → Texas

Moving from Minnesota to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Minnesota to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -5.3 pts TX vs MN, $100k single
Annual Tax Savings +$5,277 Federal + FICA + state, $100k
1BR Rent Change +5.7% Avg 1BR $1,035 vs $979/mo
Net Annual Difference +$4,608 Tax savings + 1BR rent savings

What changes when you move from Minnesota to Texas

Minnesota has graduated income tax rates up to 9.85% and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $5,277 in state income tax in Minnesota and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $5,277 a year after the move. HUD's one-bedroom Fair Market Rent averages $979 a month across Minnesota's metro areas and $1,035 across Texas's (+5.7%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $58,289 in Minnesota and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Minnesota

Minnesota Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Texas to MinnesotaNational Relocation Hub

Metropolitan Corridors Between Minnesota & Texas

Minneapolis-St. Paul-Bloomington, MN-WI → Houston-Pasadena-The Woodlands, TX On $100k: $5,277 less tax and $1,992 less 1BR rent a year
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Minneapolis-St. Paul-Bloomington, MN-WI → Dallas-Fort Worth-Arlington, TX On $100k: $5,277 less tax and $1,308 more 1BR rent a year
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Duluth, MN-WI → Houston-Pasadena-The Woodlands, TX On $100k: $5,277 less tax and $3,600 more 1BR rent a year
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Duluth, MN-WI → Dallas-Fort Worth-Arlington, TX On $100k: $5,277 less tax and $6,900 more 1BR rent a year
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Moving from Minnesota to Texas: Cost & Tax Comparison Overview

Moving from Minnesota to Texas on a $100,000 salary: pay $5,277 less in total taxes per year; average one-bedroom rent is $1,035 vs $979 a month (HUD FMR).

Quick answers
How much money will I save moving from Minnesota to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $5,277 lower in Texas than in Minnesota (5.3 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $979 in Minnesota (+5.7%). Taxes and one-bedroom rent combined change by +$4,608 a year.

What are the key tax differences between Minnesota and Texas?

Minnesota: Graduated Brackets, top rate 9.85%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.