2026 Relocation & Cost Arbitrage Engine

Relocation: Minneapolis Metro, MN-WI to Dallas-Fort Worth, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Minneapolis-St. Paul-Bloomington, MN-WI to Dallas-Fort Worth-Arlington, TX.

Popular Corridors:
Equivalent Salary
$106,200
To maintain parity
Cost of Living Delta
+6.2%
Overall expenditure basket
Annual Tax Delta
+$5,277
State + local taxes
Annual 1BR Rent Delta
+$1,308
HUD Fair Market Rents
Net Annual Buffer
+$3,969/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Minneapolis-St. Paul-Bloomington, MN-WI

COL 115.8
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$5,277
Local / City Tax $0
Net Annual Take-Home $73,903
HUD 1BR Fair Market Rent -$17,124
Discretionary Cash Flow $56,779
Target Market
Destination Location

Dallas-Fort Worth-Arlington, TX

COL 123.0
Gross Parity Income $106,200
Federal Income Tax -$14,534
FICA (SS & Medicare) -$8,124
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $83,542
HUD 1BR Fair Market Rent -$18,432
Discretionary Cash Flow $65,110

EPI family budgets put living costs 6.2% higher in Dallas-Fort Worth-Arlington, TX than in Minneapolis-St. Paul-Bloomington, MN-WI, so $100,000 in Minneapolis goes about as far as $106,200 in Dallas. HUD's one-bedroom Fair Market Rent is $1,427 a month in Minneapolis and $1,536 in Dallas, $1,308 a year more. On the same $100,000 salary a single filer pays $5,277 less a year in federal, state and local income tax and FICA in Dallas. Taxes and one-bedroom rent together leave you about $3,969 a year better off. The BLS median wage across all occupations is $59,320 in Minneapolis and $51,440 in Dallas.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Minneapolis-St. Paul-Bloomington (Monthly) Dallas-Fort Worth-Arlington (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,427$1,536+$109+7.6%
Food & Groceries$405$342-$63-15.6%
Transportation$1,061$1,011-$50-4.7%
Healthcare$361$459+$98+27.1%
Other Necessities$505$582+$77+15.2%
Total Taxes (Federal, State, Local, FICA)$2,175$1,735-$440-20.2%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$109/mo (7.6%)
Minneapolis-St. Paul-Bloomington: $1,427/mo Dallas-Fort Worth-Arlington: $1,536/mo
2-Bedroom Fair Market Rent +$73/mo (4.2%)
Minneapolis-St. Paul-Bloomington: $1,734/mo Dallas-Fort Worth-Arlington: $1,807/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$1.60/hr (6.2%)
Minneapolis-St. Paul-Bloomington: $25.60/hr Dallas-Fort Worth-Arlington: $27.20/hr
2 Adults + 1 Child (per earner) -$2.35/hr (-9.3%)
Minneapolis-St. Paul-Bloomington: $25.27/hr Dallas-Fort Worth-Arlington: $22.92/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Minneapolis-St. Paul-Bloomington Median Dallas-Fort Worth-Arlington Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$103,570$111,010+$7,440 (+7.2%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$103,040$101,420-$1,620 (-1.6%)View Dossier
Software EngineerTechnologyTechnology$130,920$133,290+$2,370 (+1.8%)View Dossier
Accountant & AuditorFinanceFinance$86,500$82,620-$3,880 (-4.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$97,860$98,900+$1,040 (+1.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$178,080$173,810-$4,270 (-2.4%)View Dossier
Financial ManagerFinanceFinance$165,620$169,200+$3,580 (+2.2%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$158,100$144,290-$13,810 (-8.7%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$101,560$102,860+$1,300 (+1.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$81,890$59,010-$22,880 (-27.9%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$126,880$121,640-$5,240 (-4.1%)View Dossier
Solutions ArchitectTechnologyTechnology$91,730$127,360+$35,630 (+38.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Minneapolis-St. Paul-Bloomington, MN-WI to Dallas-Fort Worth-Arlington, TX Relocation FAQs

About $106,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (115.8 in Minneapolis-St. Paul-Bloomington, MN-WI, 123.0 in Dallas-Fort Worth-Arlington, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Minneapolis-St. Paul-Bloomington, MN-WI to Dallas-Fort Worth-Arlington, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Dallas-Fort Worth-Arlington, TX to Minneapolis-St. Paul-Bloomington, MN-WI
Relocation: Minneapolis Metro, MN-WI to Dallas-Fort Worth, TX Overview

Minneapolis-St. Paul-Bloomington, MN-WI to Dallas-Fort Worth-Arlington, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs. Official 2026 economic data for Relocation: Minneapolis Metro, MN-WI to Dallas-Fort Worth, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Dallas-Fort Worth-Arlington, TX to match $100,000 in Minneapolis-St. Paul-Bloomington, MN-WI?

About $106,200. That scales $100,000 by the ratio of the metros' cost-of-living indexes (115.8 in Minneapolis-St. Paul-Bloomington, MN-WI, 123.0 in Dallas-Fort Worth-Arlington, TX, from EPI family budgets); taxes are compared separately below.

Is Dallas-Fort Worth-Arlington, TX cheaper than Minneapolis-St. Paul-Bloomington, MN-WI?

EPI's family budgets for a single adult put overall living costs 6.2% higher in Dallas-Fort Worth-Arlington, TX than in Minneapolis-St. Paul-Bloomington, MN-WI. The budgets cover housing, food, transportation, health care and other necessities.