Interstate Relocation: Texas → Minnesota

Moving from Texas to Minnesota: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Minnesota.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +5.3 pts MN vs TX, $100k single
Annual Tax Savings -$5,277 Federal + FICA + state, $100k
1BR Rent Change -5.4% Avg 1BR $979 vs $1,035/mo
Net Annual Difference -$4,608 Tax savings + 1BR rent savings

What changes when you move from Texas to Minnesota

Texas has no state income tax on wages and Minnesota has graduated income tax rates up to 9.85%. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $5,277 in state income tax in Minnesota. With federal income tax and FICA unchanged, total tax rises by $5,277 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $979 across Minnesota's (-5.4%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $58,289 in Minnesota. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Destination State: Minnesota

Minnesota Paycheck & Living Costs

Metropolitan Corridors Between Texas & Minnesota

Houston-Pasadena-The Woodlands, TX → Duluth, MN-WI On $100k: $5,277 more tax and $3,600 less 1BR rent a year
Compare
Dallas-Fort Worth-Arlington, TX → Duluth, MN-WI On $100k: $5,277 more tax and $6,900 less 1BR rent a year
Compare
Moving from Texas to Minnesota: Cost & Tax Comparison Overview

Moving from Texas to Minnesota on a $100,000 salary: pay $5,277 more in total taxes per year; average one-bedroom rent is $979 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to Minnesota?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $5,277 higher in Minnesota than in Texas (5.3 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Minnesota's metros is $979 a month, versus $1,035 in Texas (-5.4%). Taxes and one-bedroom rent combined change by -$4,608 a year.

What are the key tax differences between Texas and Minnesota?

Texas: No State Income Tax, top rate 0%. Minnesota: Graduated Brackets, top rate 9.85%. Federal income tax and FICA are the same in both states.