Moving from Texas to Minnesota: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Minnesota.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Texas to Minnesota
Texas has no state income tax on wages and Minnesota has graduated income tax rates up to 9.85%. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $5,277 in state income tax in Minnesota. With federal income tax and FICA unchanged, total tax rises by $5,277 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $979 across Minnesota's (-5.4%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $58,289 in Minnesota. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Texas & Minnesota
Moving from Texas to Minnesota on a $100,000 salary: pay $5,277 more in total taxes per year; average one-bedroom rent is $979 vs $1,035 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $5,277 higher in Minnesota than in Texas (5.3 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Minnesota's metros is $979 a month, versus $1,035 in Texas (-5.4%). Taxes and one-bedroom rent combined change by -$4,608 a year.
Texas: No State Income Tax, top rate 0%. Minnesota: Graduated Brackets, top rate 9.85%. Federal income tax and FICA are the same in both states.