2026 Relocation & Cost Arbitrage Engine

Relocation: Albuquerque, NM to Houston-Pasadena-The Woodlands, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Albuquerque, NM to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$109,500
To maintain parity
Cost of Living Delta
+9.5%
Overall expenditure basket
Annual Tax Delta
+$3,569
State + local taxes
Annual 1BR Rent Delta
+$1,788
HUD Fair Market Rents
Net Annual Buffer
+$1,781/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Albuquerque, NM

COL 98.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$3,569
Local / City Tax $0
Net Annual Take-Home $75,611
HUD 1BR Fair Market Rent -$13,344
Discretionary Cash Flow $62,267
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $109,500
Federal Income Tax -$15,260
FICA (SS & Medicare) -$8,377
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $85,863
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $70,731

EPI family budgets put living costs 9.5% higher in Houston-Pasadena-The Woodlands, TX than in Albuquerque, NM, so $100,000 in Albuquerque goes about as far as $109,500 in Houston. HUD's one-bedroom Fair Market Rent is $1,112 a month in Albuquerque and $1,261 in Houston, $1,788 a year more. On the same $100,000 salary a single filer pays $3,569 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $1,781 a year better off. The BLS median wage across all occupations is $48,060 in Albuquerque and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Albuquerque (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,112$1,261+$149+13.4%
Food & Groceries$341$321-$20-5.9%
Transportation$986$1,015+$29+2.9%
Healthcare$445$422-$23-5.2%
Other Necessities$389$480+$91+23.4%
Total Taxes (Federal, State, Local, FICA)$2,032$1,735-$297-14.6%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$149/mo (13.4%)
Albuquerque: $1,112/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent +$113/mo (8.2%)
Albuquerque: $1,384/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$2.07/hr (9.5%)
Albuquerque: $21.68/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) -$0.40/hr (-1.9%)
Albuquerque: $20.98/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Albuquerque Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$94,640$119,600+$24,960 (+26.4%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$96,040$99,830+$3,790 (+3.9%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$106,730$99,510-$7,220 (-6.8%)View Dossier
Accountant & AuditorFinanceFinance$79,880$85,090+$5,210 (+6.5%)View Dossier
Software EngineerTechnologyTechnology$123,700$129,440+$5,740 (+4.6%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,120$59,180+$60 (+0.1%)View Dossier
Financial ManagerFinanceFinance$140,110$166,910+$26,800 (+19.1%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$58,680$63,180+$4,500 (+7.7%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$101,650$103,530+$1,880 (+1.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$110,160$135,880+$25,720 (+23.3%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$48,430$46,630-$1,800 (-3.7%)View Dossier
WelderSkilled TradesSkilled Trades$49,980$57,940+$7,960 (+15.9%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Albuquerque, NM to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $109,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (98.0 in Albuquerque, NM, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Albuquerque, NM to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Albuquerque, NM
Relocation: Albuquerque, NM to Houston-Pasadena-The Woodlands, TX Overview

Albuquerque, NM to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same. Official 2026 economic data for Relocation: Albuquerque, NM to Houston-Pasadena-The Woodlands, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Albuquerque, NM?

About $109,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (98.0 in Albuquerque, NM, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Albuquerque, NM?

EPI's family budgets for a single adult put overall living costs 9.5% higher in Houston-Pasadena-The Woodlands, TX than in Albuquerque, NM. The budgets cover housing, food, transportation, health care and other necessities.