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Interstate Relocation: New York → Colorado

Moving from New York to Colorado: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to Colorado.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -1.2 pts CO vs NY, $100k single
Annual Tax Savings +$1,168 Federal + FICA + state, $100k
1BR Rent Change -0.1% Avg 1BR $1,399 vs $1,400/mo
Net Annual Difference +$1,186 Tax savings + 1BR rent savings

What changes when you move from New York to Colorado

New York has graduated income tax rates up to 10.9% and Colorado has a flat 4.4% income tax. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $3,692 in state income tax in Colorado. With federal income tax and FICA unchanged, total tax falls by $1,168 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $1,399 across Colorado's (-0.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $60,171 in Colorado. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Colorado

Colorado Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Colorado to New YorkNational Relocation Hub

Metropolitan Corridors Between New York & Colorado

New York-Newark-Jersey City, NY-NJ → Denver-Aurora-Centennial, CO On $100k: $4,540 less tax and $10,776 less 1BR rent a year
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New York-Newark-Jersey City, NY-NJ → Colorado Springs, CO On $100k: $4,609 less tax and $16,188 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Denver-Aurora-Centennial, CO On $100k: $1,099 less tax and $7,536 more 1BR rent a year
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Buffalo-Cheektowaga, NY → Colorado Springs, CO On $100k: $1,168 less tax and $2,124 more 1BR rent a year
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Moving from New York to Colorado: Cost & Tax Comparison Overview

Moving from New York to Colorado on a $100,000 salary: pay $1,168 less in total taxes per year; average one-bedroom rent is $1,399 vs $1,400 a month (HUD FMR).

Quick answers
How much money will I save moving from New York to Colorado?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $1,168 lower in Colorado than in New York (1.2 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Colorado's metros is $1,399 a month, versus $1,400 in New York (-0.1%). Taxes and one-bedroom rent combined change by +$1,186 a year.

What are the key tax differences between New York and Colorado?

New York: Graduated Brackets, top rate 10.9%. Colorado: Flat Tax, top rate 4.4%. Federal income tax and FICA are the same in both states.