Relocation: New York-Newark, NY-NJ to Baltimore-Columbia, MD
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
Income tax, HUD Fair Market Rents and EPI living costs for a move from New York-Newark-Jersey City, NY-NJ to Baltimore-Columbia-Towson, MD.
Interactive Purchasing Power Equivalency Workbench
Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.
New York-Newark-Jersey City, NY-NJ
Baltimore-Columbia-Towson, MD
Itemized Cost of Living Expenditure Arbitrage
Category-by-category breakdown of monthly baseline consumption between origin and destination.
| Expenditure Category | New York-Newark-Jersey City (Monthly) | Baltimore-Columbia-Towson (Monthly) | Monthly Delta ($) | Difference (%) |
|---|---|---|---|---|
| Housing (1BR Fair Market Rent) | $2,729 | $1,625 | -$1,104 | -40.5% |
| Food & Groceries | $426 | $384 | -$42 | -9.9% |
| Transportation | $693 | $1,036 | +$343 | +49.5% |
| Healthcare | $748 | $358 | -$390 | -52.1% |
| Other Necessities | $879 | $556 | -$323 | -36.7% |
| Total Taxes (Federal, State, Local, FICA) | $2,427 | $2,350 | -$77 | -3.2% |
HUD Fair Market Rent Differential
EPI Living Wage Benchmark Comparison
Top Local Occupations Wage Parity
BLS median wage comparisons across benchmark roles between both metropolitan labor markets.
| Occupation Title | Industry Sector | New York-Newark-Jersey City Median | Baltimore-Columbia-Towson Median | Nominal Wage Delta | Action |
|---|---|---|---|---|---|
| Registered Nurse (RN)Healthcare | Healthcare | $119,720 | $99,550 | -$20,170 (-16.8%) | View Dossier |
| General and Operations ManagersFinance & Management | Finance & Management | $157,000 | $117,040 | -$39,960 (-25.5%) | View Dossier |
| Software EngineerTechnology | Technology | $166,830 | $138,900 | -$27,930 (-16.7%) | View Dossier |
| Accountant & AuditorFinance | Finance | $105,650 | $85,160 | -$20,490 (-19.4%) | View Dossier |
| Financial ManagerFinance | Finance | $221,010 | $157,990 | -$63,020 (-28.5%) | View Dossier |
| Project Management SpecialistBusiness Operations | Business Operations | $126,660 | $103,720 | -$22,940 (-18.1%) | View Dossier |
| Management AnalystBusiness Operations | Business Operations | $124,390 | $117,750 | -$6,640 (-5.3%) | View Dossier |
| Computer and Information Systems ManagersFinance & Management | Finance & Management | $215,300 | $168,520 | -$46,780 (-21.7%) | View Dossier |
| Marketing ManagersFinance & Management | Finance & Management | $192,840 | $140,180 | -$52,660 (-27.3%) | View Dossier |
| Financial AnalystFinance | Finance | $128,930 | $98,880 | -$30,050 (-23.3%) | View Dossier |
| Sales ManagersFinance & Management | Finance & Management | $215,150 | $135,910 | -$79,240 (-36.8%) | View Dossier |
| ElectricianSkilled Trades | Skilled Trades | $79,020 | $65,590 | -$13,430 (-17.0%) | View Dossier |
Major US Inter-Metro Relocation Corridors
Empirical cost differentials and statutory tax savings across high-volume migration routes.
On $100k: $8,301 less tax and $14,388 less 1BR rent a year
On $100k: $6,211 less tax and $17,676 less 1BR rent a year
On $100k: $4,805 less tax and $2,928 less 1BR rent a year
On $100k: $1,729 less tax and $19,884 less 1BR rent a year
On $100k: $4,113 less tax and $10,908 less 1BR rent a year
On $100k: $3,761 more tax and $4,188 less 1BR rent a year
On $100k: $1,299 less tax and $11,592 less 1BR rent a year
On $100k: $8,301 less tax and $7,296 less 1BR rent a year
New York-Newark-Jersey City, NY-NJ to Baltimore-Columbia-Towson, MD Relocation FAQs
About $68,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 123.3 in Baltimore-Columbia-Towson, MD, from EPI family budgets); taxes are compared separately below.
New York-Newark-Jersey City, NY-NJ to Baltimore-Columbia-Towson, MD: State Paychecks, Rents & Reciprocal Corridor
New York-Newark-Jersey City, NY-NJ to Baltimore-Columbia-Towson, MD: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared. Official 2026 economic data for Relocation: New York-Newark, NY-NJ to Baltimore-Columbia, MD compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.
Quick answers
About $68,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (181.0 in New York-Newark-Jersey City, NY-NJ, 123.3 in Baltimore-Columbia-Towson, MD, from EPI family budgets); taxes are compared separately below.
EPI's family budgets for a single adult put overall living costs 31.9% lower in Baltimore-Columbia-Towson, MD than in New York-Newark-Jersey City, NY-NJ. The budgets cover housing, food, transportation, health care and other necessities.