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Interstate Relocation: New York → Massachusetts

Moving from New York to Massachusetts: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from New York to Massachusetts.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.1 pts MA vs NY, $100k single
Annual Tax Savings +$80 Federal + FICA + state, $100k
1BR Rent Change +21.1% Avg 1BR $1,695 vs $1,400/mo
Net Annual Difference -$3,459 Tax savings + 1BR rent savings

What changes when you move from New York to Massachusetts

New York has graduated income tax rates up to 10.9% and Massachusetts has graduated income tax rates up to 9%. On a $100,000 salary a single filer pays $4,860 in state income tax in New York and $4,780 in state income tax in Massachusetts. With federal income tax and FICA unchanged, total tax falls by $80 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,400 a month across New York's metro areas and $1,695 across Massachusetts's (+21.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $59,552 in New York and $64,181 in Massachusetts. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: New York

New York Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Massachusetts

Massachusetts Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Massachusetts to New YorkNational Relocation Hub

Metropolitan Corridors Between New York & Massachusetts

New York-Newark-Jersey City, NY-NJ → Boston-Cambridge-Newton, MA-NH On $100k: $3,521 less tax and $2,532 less 1BR rent a year
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New York-Newark-Jersey City, NY-NJ → Worcester, MA On $100k: $3,521 less tax and $13,704 less 1BR rent a year
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Buffalo-Cheektowaga, NY → Boston-Cambridge-Newton, MA-NH On $100k: $80 less tax and $15,780 more 1BR rent a year
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Buffalo-Cheektowaga, NY → Worcester, MA On $100k: $80 less tax and $4,608 more 1BR rent a year
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Moving from New York to Massachusetts: Cost & Tax Comparison Overview

Moving from New York to Massachusetts on a $100,000 salary: pay $80 less in total taxes per year; average one-bedroom rent is $1,695 vs $1,400 a month (HUD.

Quick answers
How much money will I save moving from New York to Massachusetts?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $80 lower in Massachusetts than in New York (0.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Massachusetts's metros is $1,695 a month, versus $1,400 in New York (+21.1%). Taxes and one-bedroom rent combined change by -$3,459 a year.

What are the key tax differences between New York and Massachusetts?

New York: Graduated Brackets, top rate 10.9%. Massachusetts: Graduated Brackets, top rate 9%. Federal income tax and FICA are the same in both states.