Interstate Relocation: North Dakota → Illinois

Moving from North Dakota to Illinois: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from North Dakota to Illinois.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +4.1 pts IL vs ND, $100k single
Annual Tax Savings -$4,136 Federal + FICA + state, $100k
1BR Rent Change +22.8% Avg 1BR $1,053 vs $858/mo
Net Annual Difference -$6,480 Tax savings + 1BR rent savings

What changes when you move from North Dakota to Illinois

North Dakota has graduated income tax rates up to 2.5% and Illinois has a flat 4.95% income tax. On a $100,000 salary a single filer pays $669 in state income tax in North Dakota and $4,805 in state income tax in Illinois. With federal income tax and FICA unchanged, total tax rises by $4,136 a year after the move. HUD's one-bedroom Fair Market Rent averages $858 a month across North Dakota's metro areas and $1,053 across Illinois's (+22.8%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $50,953 in North Dakota and $54,104 in Illinois. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: North Dakota

North Dakota Paycheck & Living Costs

Destination State: Illinois

Illinois Paycheck & Living Costs

Metropolitan Corridors Between North Dakota & Illinois

Fargo, ND-MN → Chicago-Naperville-Elgin, IL-IN On $100k: $4,136 more tax and $10,524 more 1BR rent a year
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Fargo, ND-MN → Peoria, IL On $100k: $4,136 more tax and $696 more 1BR rent a year
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Bismarck, ND → Chicago-Naperville-Elgin, IL-IN On $100k: $4,136 more tax and $10,236 more 1BR rent a year
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Bismarck, ND → Peoria, IL On $100k: $4,136 more tax and $408 more 1BR rent a year
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Moving from North Dakota to Illinois: Cost & Tax Comparison Overview

Moving from North Dakota to Illinois on a $100,000 salary: pay $4,136 more in total taxes per year; average one-bedroom rent is $1,053 vs $858 a month (HUD.

Quick answers
How much money will I save moving from North Dakota to Illinois?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $4,136 higher in Illinois than in North Dakota (4.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Illinois's metros is $1,053 a month, versus $858 in North Dakota (+22.8%). Taxes and one-bedroom rent combined change by -$6,480 a year.

What are the key tax differences between North Dakota and Illinois?

North Dakota: Graduated Brackets, top rate 2.5%. Illinois: Flat Tax, top rate 4.95%. Federal income tax and FICA are the same in both states.