Industries Metros Compare Paycheck Cost of Living Relocation Offer Compare
Interstate Relocation: Pennsylvania → Texas

Moving from Pennsylvania to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Pennsylvania to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -3.1 pts TX vs PA, $100k single
Annual Tax Savings +$3,070 Federal + FICA + state, $100k
1BR Rent Change -6.1% Avg 1BR $1,035 vs $1,101/mo
Net Annual Difference +$3,872 Tax savings + 1BR rent savings

What changes when you move from Pennsylvania to Texas

Pennsylvania has a flat 3.07% income tax and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $3,070 in state income tax in Pennsylvania and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $3,070 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,101 a month across Pennsylvania's metro areas and $1,035 across Texas's (-6.1%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $51,280 in Pennsylvania and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Pennsylvania

Pennsylvania Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Texas to PennsylvaniaNational Relocation Hub

Metropolitan Corridors Between Pennsylvania & Texas

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD → Houston-Pasadena-The Woodlands, TX On $100k: $6,805 less tax and $3,564 less 1BR rent a year
Compare
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD → Dallas-Fort Worth-Arlington, TX On $100k: $6,805 less tax and $264 less 1BR rent a year
Compare
Pittsburgh, PA → Houston-Pasadena-The Woodlands, TX On $100k: $6,122 less tax and $1,380 more 1BR rent a year
Compare
Pittsburgh, PA → Dallas-Fort Worth-Arlington, TX On $100k: $6,122 less tax and $4,680 more 1BR rent a year
Compare
Moving from Pennsylvania to Texas: Cost & Tax Comparison Overview

Moving from Pennsylvania to Texas on a $100,000 salary: pay $3,070 less in total taxes per year; average one-bedroom rent is $1,035 vs $1,101 a month (HUD FMR).

Quick answers
How much money will I save moving from Pennsylvania to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $3,070 lower in Texas than in Pennsylvania (3.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $1,101 in Pennsylvania (-6.1%). Taxes and one-bedroom rent combined change by +$3,872 a year.

What are the key tax differences between Pennsylvania and Texas?

Pennsylvania: Flat Tax, top rate 3.07%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.