Moving from Texas to Pennsylvania: Cost & Tax Comparison
Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Pennsylvania.
Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology
What changes when you move from Texas to Pennsylvania
Texas has no state income tax on wages and Pennsylvania has a flat 3.07% income tax. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $3,070 in state income tax in Pennsylvania. With federal income tax and FICA unchanged, total tax rises by $3,070 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $1,101 across Pennsylvania's (+6.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $51,280 in Pennsylvania. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.
Metropolitan Corridors Between Texas & Pennsylvania
Moving from Texas to Pennsylvania on a $100,000 salary: pay $3,070 more in total taxes per year; average one-bedroom rent is $1,101 vs $1,035 a month (HUD FMR).
Quick answers
For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $3,070 higher in Pennsylvania than in Texas (3.1 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Pennsylvania's metros is $1,101 a month, versus $1,035 in Texas (+6.5%). Taxes and one-bedroom rent combined change by -$3,872 a year.
Texas: No State Income Tax, top rate 0%. Pennsylvania: Flat Tax, top rate 3.07%. Federal income tax and FICA are the same in both states.