Interstate Relocation: Tennessee → Texas

Moving from Tennessee to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Tennessee to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.0 pts TX vs TN, $100k single
Annual Tax Savings +$0 Federal + FICA + state, $100k
1BR Rent Change +5.9% Avg 1BR $1,035 vs $977/mo
Net Annual Difference -$693 Tax savings + 1BR rent savings

What changes when you move from Tennessee to Texas

Tennessee has no state income tax on wages and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $0 in state income tax in Tennessee and $0 in state income tax in Texas. HUD's one-bedroom Fair Market Rent averages $977 a month across Tennessee's metro areas and $1,035 across Texas's (+5.9%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $47,793 in Tennessee and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Tennessee

Tennessee Paycheck & Living Costs

Destination State: Texas

Texas Paycheck & Living Costs

Metropolitan Corridors Between Tennessee & Texas

Moving from Tennessee to Texas: Cost & Tax Comparison Overview

Moving from Tennessee to Texas on a $100,000 salary: pay $0 less in total taxes per year; average one-bedroom rent is $1,035 vs $977 a month (HUD FMR).

Quick answers
How much money will I save moving from Tennessee to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $0 lower in Texas than in Tennessee (0.0 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $977 in Tennessee (+5.9%). Taxes and one-bedroom rent combined change by -$693 a year.

What are the key tax differences between Tennessee and Texas?

Tennessee: No State Income Tax, top rate 0%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.