Interstate Relocation: Texas → Tennessee

Moving from Texas to Tennessee: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Tennessee.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -0.0 pts TN vs TX, $100k single
Annual Tax Savings +$0 Federal + FICA + state, $100k
1BR Rent Change -5.6% Avg 1BR $977 vs $1,035/mo
Net Annual Difference +$693 Tax savings + 1BR rent savings

What changes when you move from Texas to Tennessee

Texas has no state income tax on wages and Tennessee has no state income tax on wages. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $0 in state income tax in Tennessee. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $977 across Tennessee's (-5.6%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $47,793 in Tennessee. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Destination State: Tennessee

Tennessee Paycheck & Living Costs

Metropolitan Corridors Between Texas & Tennessee

Moving from Texas to Tennessee: Cost & Tax Comparison Overview

Moving from Texas to Tennessee on a $100,000 salary: pay $0 less in total taxes per year; average one-bedroom rent is $977 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to Tennessee?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $0 lower in Tennessee than in Texas (0.0 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Tennessee's metros is $977 a month, versus $1,035 in Texas (-5.6%). Taxes and one-bedroom rent combined change by +$693 a year.

What are the key tax differences between Texas and Tennessee?

Texas: No State Income Tax, top rate 0%. Tennessee: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.