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Interstate Relocation: Texas → Indiana

Moving from Texas to Indiana: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Texas to Indiana.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change +2.9 pts IN vs TX, $100k single
Annual Tax Savings -$2,921 Federal + FICA + state, $100k
1BR Rent Change -4.5% Avg 1BR $988 vs $1,035/mo
Net Annual Difference -$2,360 Tax savings + 1BR rent savings

What changes when you move from Texas to Indiana

Texas has no state income tax on wages and Indiana has a flat 2.95% income tax. On a $100,000 salary a single filer pays $0 in state income tax in Texas and $2,921 in state income tax in Indiana. With federal income tax and FICA unchanged, total tax rises by $2,921 a year after the move. HUD's one-bedroom Fair Market Rent averages $1,035 a month across Texas's metro areas and $988 across Indiana's (-4.5%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $49,204 in Texas and $48,312 in Indiana. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Indiana

Indiana Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Indiana to TexasNational Relocation Hub

Metropolitan Corridors Between Texas & Indiana

Houston-Pasadena-The Woodlands, TX → Indianapolis-Carmel-Greenwood, IN On $100k: $4,920 more tax and $900 more 1BR rent a year
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Houston-Pasadena-The Woodlands, TX → Fort Wayne, IN On $100k: $4,495 more tax and $2,820 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Indianapolis-Carmel-Greenwood, IN On $100k: $4,920 more tax and $2,400 less 1BR rent a year
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Dallas-Fort Worth-Arlington, TX → Fort Wayne, IN On $100k: $4,495 more tax and $6,120 less 1BR rent a year
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Moving from Texas to Indiana: Cost & Tax Comparison Overview

Moving from Texas to Indiana on a $100,000 salary: pay $2,921 more in total taxes per year; average one-bedroom rent is $988 vs $1,035 a month (HUD FMR).

Quick answers
How much money will I save moving from Texas to Indiana?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,921 higher in Indiana than in Texas (2.9 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Indiana's metros is $988 a month, versus $1,035 in Texas (-4.5%). Taxes and one-bedroom rent combined change by -$2,360 a year.

What are the key tax differences between Texas and Indiana?

Texas: No State Income Tax, top rate 0%. Indiana: Flat Tax, top rate 2.95%. Federal income tax and FICA are the same in both states.