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Interstate Relocation: Indiana → Texas

Moving from Indiana to Texas: Cost & Tax Comparison

Compare state income tax savings, HUD rent differentials, and household purchasing power adjustments when relocating from Indiana to Texas.

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Effective Tax Rate Change -2.9 pts TX vs IN, $100k single
Annual Tax Savings +$2,921 Federal + FICA + state, $100k
1BR Rent Change +4.7% Avg 1BR $1,035 vs $988/mo
Net Annual Difference +$2,360 Tax savings + 1BR rent savings

What changes when you move from Indiana to Texas

Indiana has a flat 2.95% income tax and Texas has no state income tax on wages. On a $100,000 salary a single filer pays $2,921 in state income tax in Indiana and $0 in state income tax in Texas. With federal income tax and FICA unchanged, total tax falls by $2,921 a year after the move. HUD's one-bedroom Fair Market Rent averages $988 a month across Indiana's metro areas and $1,035 across Texas's (+4.7%). Pay differs too: the BLS median wage across all occupations, weighted by employment in each state's metros, is $48,312 in Indiana and $49,204 in Texas. City and county income taxes, which some localities add, are not included in these state-level figures; the metro routes below include them.

Origin State: Indiana

Indiana Paycheck & Living Costs

Paycheck Living Cost Salaries
Destination State: Texas

Texas Paycheck & Living Costs

Paycheck Living Cost Salaries
Reverse Corridor Analysis:
Moving from Texas to IndianaNational Relocation Hub

Metropolitan Corridors Between Indiana & Texas

Indianapolis-Carmel-Greenwood, IN → Houston-Pasadena-The Woodlands, TX On $100k: $4,920 less tax and $900 less 1BR rent a year
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Indianapolis-Carmel-Greenwood, IN → Dallas-Fort Worth-Arlington, TX On $100k: $4,920 less tax and $2,400 more 1BR rent a year
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Fort Wayne, IN → Houston-Pasadena-The Woodlands, TX On $100k: $4,495 less tax and $2,820 more 1BR rent a year
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Fort Wayne, IN → Dallas-Fort Worth-Arlington, TX On $100k: $4,495 less tax and $6,120 more 1BR rent a year
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Moving from Indiana to Texas: Cost & Tax Comparison Overview

Moving from Indiana to Texas on a $100,000 salary: pay $2,921 less in total taxes per year; average one-bedroom rent is $1,035 vs $988 a month (HUD FMR).

Quick answers
How much money will I save moving from Indiana to Texas?

For a single filer earning $100,000 with no local income tax, total federal, FICA and state taxes are $2,921 lower in Texas than in Indiana (2.9 percentage points of gross pay). The average HUD one-bedroom Fair Market Rent across Texas's metros is $1,035 a month, versus $988 in Indiana (+4.7%). Taxes and one-bedroom rent combined change by +$2,360 a year.

What are the key tax differences between Indiana and Texas?

Indiana: Flat Tax, top rate 2.95%. Texas: No State Income Tax, top rate 0%. Federal income tax and FICA are the same in both states.