2026 Relocation & Cost Arbitrage Engine

Relocation: Dallas-Fort Worth, TX to Minneapolis Metro, MN-WI

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Dallas-Fort Worth-Arlington, TX to Minneapolis-St. Paul-Bloomington, MN-WI.

Popular Corridors:
Equivalent Salary
$94,100
To maintain parity
Cost of Living Delta
-5.9%
Overall expenditure basket
Annual Tax Delta
-$5,277
State + local taxes
Annual 1BR Rent Delta
-$1,308
HUD Fair Market Rents
Net Annual Buffer
-$3,969/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Dallas-Fort Worth-Arlington, TX

COL 123.0
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,432
Discretionary Cash Flow $60,748
Target Market
Destination Location

Minneapolis-St. Paul-Bloomington, MN-WI

COL 115.8
Gross Parity Income $94,100
Federal Income Tax -$11,872
FICA (SS & Medicare) -$7,199
State Income Tax -$4,875
Local / City Tax $0
Net Annual Take-Home $70,154
HUD 1BR Fair Market Rent -$17,124
Discretionary Cash Flow $53,030

EPI family budgets put living costs 5.9% lower in Minneapolis-St. Paul-Bloomington, MN-WI than in Dallas-Fort Worth-Arlington, TX, so $100,000 in Dallas goes about as far as $94,100 in Minneapolis. HUD's one-bedroom Fair Market Rent is $1,536 a month in Dallas and $1,427 in Minneapolis, $1,308 a year less. On the same $100,000 salary a single filer pays $5,277 more a year in federal, state and local income tax and FICA in Minneapolis. Taxes and one-bedroom rent together leave you about $3,969 a year worse off. The BLS median wage across all occupations is $51,440 in Dallas and $59,320 in Minneapolis.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Dallas-Fort Worth-Arlington (Monthly) Minneapolis-St. Paul-Bloomington (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,536$1,427-$109-7.1%
Food & Groceries$342$405+$63+18.4%
Transportation$1,011$1,061+$50+4.9%
Healthcare$459$361-$98-21.4%
Other Necessities$582$505-$77-13.2%
Total Taxes (Federal, State, Local, FICA)$1,735$2,175+$440+25.4%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$109/mo (-7.1%)
Dallas-Fort Worth-Arlington: $1,536/mo Minneapolis-St. Paul-Bloomington: $1,427/mo
2-Bedroom Fair Market Rent -$73/mo (-4.0%)
Dallas-Fort Worth-Arlington: $1,807/mo Minneapolis-St. Paul-Bloomington: $1,734/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$1.60/hr (-5.9%)
Dallas-Fort Worth-Arlington: $27.20/hr Minneapolis-St. Paul-Bloomington: $25.60/hr
2 Adults + 1 Child (per earner) +$2.35/hr (10.3%)
Dallas-Fort Worth-Arlington: $22.92/hr Minneapolis-St. Paul-Bloomington: $25.27/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Dallas-Fort Worth-Arlington Median Minneapolis-St. Paul-Bloomington Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$111,010$103,570-$7,440 (-6.7%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$101,420$103,040+$1,620 (+1.6%)View Dossier
Software EngineerTechnologyTechnology$133,290$130,920-$2,370 (-1.8%)View Dossier
Accountant & AuditorFinanceFinance$82,620$86,500+$3,880 (+4.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$98,900$97,860-$1,040 (-1.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$173,810$178,080+$4,270 (+2.5%)View Dossier
Financial ManagerFinanceFinance$169,200$165,620-$3,580 (-2.1%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$144,290$158,100+$13,810 (+9.6%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$102,860$101,560-$1,300 (-1.3%)View Dossier
ElectricianSkilled TradesSkilled Trades$59,010$81,890+$22,880 (+38.8%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$121,640$126,880+$5,240 (+4.3%)View Dossier
Solutions ArchitectTechnologyTechnology$127,360$91,730-$35,630 (-28.0%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Dallas-Fort Worth-Arlington, TX to Minneapolis-St. Paul-Bloomington, MN-WI Relocation FAQs

About $94,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 115.8 in Minneapolis-St. Paul-Bloomington, MN-WI, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Dallas-Fort Worth-Arlington, TX to Minneapolis-St. Paul-Bloomington, MN-WI: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Minneapolis-St. Paul-Bloomington, MN-WI to Dallas-Fort Worth-Arlington, TX
Relocation: Dallas-Fort Worth, TX to Minneapolis Metro, MN-WI Overview

Dallas-Fort Worth-Arlington, TX to Minneapolis-St. Paul-Bloomington, MN-WI: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs. Official 2026 economic data for Relocation: Dallas-Fort Worth, TX to Minneapolis Metro, MN-WI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Minneapolis-St. Paul-Bloomington, MN-WI to match $100,000 in Dallas-Fort Worth-Arlington, TX?

About $94,100. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.0 in Dallas-Fort Worth-Arlington, TX, 115.8 in Minneapolis-St. Paul-Bloomington, MN-WI, from EPI family budgets); taxes are compared separately below.

Is Minneapolis-St. Paul-Bloomington, MN-WI cheaper than Dallas-Fort Worth-Arlington, TX?

EPI's family budgets for a single adult put overall living costs 5.9% lower in Minneapolis-St. Paul-Bloomington, MN-WI than in Dallas-Fort Worth-Arlington, TX. The budgets cover housing, food, transportation, health care and other necessities.