2026 Relocation & Cost Arbitrage Engine

Relocation: Washington, DC-VA-MD-WV to Houston-Pasadena, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Washington-Arlington-Alexandria, DC-VA-MD-WV to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$67,600
To maintain parity
Cost of Living Delta
-32.4%
Overall expenditure basket
Annual Tax Delta
+$5,532
State + local taxes
Annual 1BR Rent Delta
-$11,316
HUD Fair Market Rents
Net Annual Buffer
+$16,848/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Washington-Arlington-Alexandria, DC-VA-MD-WV

COL 158.9
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$5,532
Local / City Tax $0
Net Annual Take-Home $73,649
HUD 1BR Fair Market Rent -$26,448
Discretionary Cash Flow $47,201
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $67,600
Federal Income Tax -$6,042
FICA (SS & Medicare) -$5,171
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $56,387
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $41,255

EPI family budgets put living costs 32.4% lower in Houston-Pasadena-The Woodlands, TX than in Washington-Arlington-Alexandria, DC-VA-MD-WV, so $100,000 in Washington goes about as far as $67,600 in Houston. HUD's one-bedroom Fair Market Rent is $2,204 a month in Washington and $1,261 in Houston, $11,316 a year less. On the same $100,000 salary a single filer pays $5,532 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $16,848 a year better off. The BLS median wage across all occupations is $71,060 in Washington and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Washington-Arlington-Alexandria (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$2,204$1,261-$943-42.8%
Food & Groceries$413$321-$92-22.3%
Transportation$1,045$1,015-$30-2.9%
Healthcare$389$422+$33+8.5%
Other Necessities$753$480-$273-36.3%
Total Taxes (Federal, State, Local, FICA)$2,196$1,735-$461-21.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$943/mo (-42.8%)
Washington-Arlington-Alexandria: $2,204/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent -$941/mo (-38.6%)
Washington-Arlington-Alexandria: $2,438/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$11.40/hr (-32.4%)
Washington-Arlington-Alexandria: $35.15/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) -$8.69/hr (-29.7%)
Washington-Arlington-Alexandria: $29.27/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Washington-Arlington-Alexandria Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$156,460$119,600-$36,860 (-23.6%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$102,710$99,830-$2,880 (-2.8%)View Dossier
Software EngineerTechnologyTechnology$154,930$129,440-$25,490 (-16.5%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$127,030$99,510-$27,520 (-21.7%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$126,830$101,120-$25,710 (-20.3%)View Dossier
Accountant & AuditorFinanceFinance$102,140$85,090-$17,050 (-16.7%)View Dossier
Financial ManagerFinanceFinance$185,270$166,910-$18,360 (-9.9%)View Dossier
ElectricianSkilled TradesSkilled Trades$75,930$59,180-$16,750 (-22.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$195,190$172,160-$23,030 (-11.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$175,820$135,880-$39,940 (-22.7%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$140,670$124,400-$16,270 (-11.6%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$129,650$103,530-$26,120 (-20.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Washington-Arlington-Alexandria, DC-VA-MD-WV to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $67,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (158.9 in Washington-Arlington-Alexandria, DC-VA-MD-WV, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Washington-Arlington-Alexandria, DC-VA-MD-WV to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Washington-Arlington-Alexandria, DC-VA-MD-WV
Relocation: Washington, DC-VA-MD-WV to Houston-Pasadena, TX Overview

Washington-Arlington-Alexandria, DC-VA-MD-WV to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living. Official 2026 economic data for Relocation: Washington, DC-VA-MD-WV to Houston-Pasadena, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Washington-Arlington-Alexandria, DC-VA-MD-WV?

About $67,600. That scales $100,000 by the ratio of the metros' cost-of-living indexes (158.9 in Washington-Arlington-Alexandria, DC-VA-MD-WV, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Washington-Arlington-Alexandria, DC-VA-MD-WV?

EPI's family budgets for a single adult put overall living costs 32.4% lower in Houston-Pasadena-The Woodlands, TX than in Washington-Arlington-Alexandria, DC-VA-MD-WV. The budgets cover housing, food, transportation, health care and other necessities.