SOC 15-2011

Actuary Salary in Indianapolis-Carmel-Greenwood, IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 100.65 (+0.7% vs US)
Net Compensation Yield 69.8% Realized
$70,512 / net annual direct deposit
Gross Adjusted $101,040 $48.58/hr
Effective Tax Drag 24.21% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$24,465 $940.97/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.58 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,062/yr)
0% Tax Shield: ~$1,334/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,065
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,264
Medicare Hospital Insurance
Statutory 1.45%
-$1,465
Indiana Individual Income Tax
State Marginal Bracket
-$2,772
Marion County income tax
2.02%
-$1,898
Net Take-Home Annual Realized
$70,512 ($2,712.01 / check)
Category 2 of 6

Indianapolis-Carmel-Greenwood, IN Actuary Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $101,040
MIDDLE 50% (IQR RANGE) 10th $67.5k 25th $81.5k Median: $101,040 50th (Median) $101k 75th $131k 90th $140k You: $101,040
10th (Entry) $67,490 $32.45/hr
25th (Junior) $81,450 $39.16/hr
50th (Median) $101,040 $48.58/hr
75th (Senior) $131,110 $63.03/hr
90th (Lead/Master) $139,680 $67.15/hr
Career Progression & Licensing Milestones for Actuary in Indianapolis-Carmel-Greenwood, IN
1
Actuarial Student / AnalystPassing SOA/CAS preliminary exams (P, FM), statistical modeling, Excel/R
$59,070$28.40/hr · 0-2 Years
2
Associate of Society of Actuaries (ASA)Pricing models, reserving analysis, actuarial valuation tables
$90,159$43.35/hr · 2-5 Years
3
Fellow of Society of Actuaries (FSA)Product development, statutory asset-liability management (ALM)
$122,802$59.04/hr · 5-8 Years
4
Chief Actuary / Risk OfficerInstitutional solvency governance, reinsurance negotiation, pricing oversight
$167,105$80.34/hr · 8+ Years
Scaled to the Indianapolis-Carmel-Greenwood, IN medianView National Actuary Salary Data
Adjacent Career Pivots & National Pay Differences
Economists-$5,280/yr
National median: $124,720
Skill overlap: 94%
Accountants and Auditors-$46,320/yr
National median: $83,680
Skill overlap: 93%View Salary
Personal Financial Advisors-$24,930/yr
National median: $105,070
Skill overlap: 89%
Compensation, Benefits, and Job Analysis Specialists-$51,790/yr
National median: $78,210
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Indianapolis-Carmel-Greenwood, IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
23% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,336/month Requires minimum annual gross of $53,440
HUD Fair Market Rent (2-Bedroom) $1,536/month Requires minimum annual gross of $61,440
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.26/hr
Per adult, 2 working adults + 1 child: $21.10/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Indianapolis-Carmel-Greenwood, IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$101,040-$24,465$70,512$2,712.01
+5h Overtime/Wk45 hrs$119,985-$30,718$82,068$3,156.48
+10h Overtime/Wk50 hrs$138,930-$37,146$93,449$3,594.18
+15h Overtime/Wk55 hrs$157,875-$43,754$104,649$4,024.94
+20h Overtime/Wk60 hrs$176,820-$50,362$115,849$4,455.71
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Actuary in Indianapolis-Carmel-Greenwood, IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$101,040/yr
$48.58/hr · SOC 15-2011
Statutory Tax Drag
24.21% Effective
-$24,465 in Total Taxes
HUD 1BR Shelter Ratio
23% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,540/mo
Post-$1,336/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Actuary in Indianapolis-Carmel-Greenwood, IN: Market Snapshot

Actuary roles in Indianapolis-Carmel-Greenwood, IN report a median annual wage of $101,040, 22.3% below the national median of $130,000. The 10th to 90th percentile band runs from $67,490 to $139,680, and HUD’s $1,336 monthly one-bedroom fair market rent equals 15.9% of that median gross pay. The single-adult living wage benchmark for the area is $22.26 per hour.

Highest-paying metropolitan areas for Actuary

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$194,130+92.1%
San Francisco-Oakland-Fremont, CA$175,330+73.5%
Hartford-West Hartford-East Hartford, CT$166,800+65.1%
Las Vegas-Henderson-North Las Vegas, NV$163,350+61.7%
New York-Newark-Jersey City, NY-NJ$161,460+59.8%
Washington-Arlington-Alexandria, DC-VA-MD-WV$144,680+43.2%
Waterbury-Shelton, CT$143,430+42.0%
Raleigh-Cary, NC$142,180+40.7%
New Haven, CT$141,020+39.6%
Miami-Fort Lauderdale-West Palm Beach, FL$139,810+38.4%

Top-paying occupations benchmarked in Indianapolis-Carmel-Greenwood, IN

OccupationMedian annual wageMedian hourly
Chief Executives$256,320$123.23/hr
Architectural and Engineering Managers$159,640$76.75/hr
Computer and Information Systems Managers$155,230$74.63/hr
Financial Manager$146,620$70.49/hr
Marketing Managers$137,980$66.34/hr
Sales Managers$137,410$66.06/hr
Data Engineer$136,990$65.86/hr
Human Resources Managers$135,770$65.27/hr
Purchasing Managers$135,240$65.02/hr
Physician Assistant$131,950$63.44/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 72 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Actuary Salary in Indianapolis-Carmel-Greenwood, IN (2026) Overview

Actuary median pay in Indianapolis-Carmel-Greenwood, IN is $101,040 a year ($48.58/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Actuary in Indianapolis-Carmel-Greenwood, IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Actuary in Indianapolis-Carmel-Greenwood, IN?

The median annual wage is $101,040 ($48.58 per hour). The middle 80% of earners make between $67,490 and $139,680. Source: BLS OEWS (May 2025).

What is the take-home pay for an Actuary in Indianapolis-Carmel-Greenwood, IN after taxes?

On the median wage of $101,040, a single filer with no pre-tax deductions takes home about $74,940 a year ($6,245 a month) after $26,100 in federal, FICA, state and local taxes, an effective rate of 25.83%, using 2026 tax rules.