SOC 13-2031

Budget Analyst Salary in Charlotte-Concord-Gastonia, NC-SC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NC
COL Index: 137.19 (+37.2% vs US)
Net Compensation Yield 72.4% Realized
$64,701 / net annual direct deposit
Gross Adjusted $89,410 $42.99/hr
Effective Tax Drag 21.64% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,345 $744.02/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $42.99 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,365/yr)
0% Tax Shield: ~$1,180/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$9,660
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,543
Medicare Hospital Insurance
Statutory 1.45%
-$1,296
North Carolina Individual Income Tax
State Marginal Bracket
-$2,845
Net Take-Home Annual Realized
$64,701 ($2,488.49 / check)
Category 2 of 6

Charlotte-Concord-Gastonia, NC-SC Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $89,410
MIDDLE 50% (IQR RANGE) 10th $64.0k 25th $77.7k Median: $89,410 50th (Median) $89.4k 75th $105k 90th $162k You: $89,410
10th (Entry) $64,010 $30.77/hr
25th (Junior) $77,730 $37.37/hr
50th (Median) $89,410 $42.99/hr
75th (Senior) $104,780 $50.38/hr
90th (Lead/Master) $162,370 $78.06/hr
Career Progression & Licensing Milestones for Budget Analyst in Charlotte-Concord-Gastonia, NC-SC
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$54,637$26.27/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$81,956$39.40/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$107,323$51.60/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$138,545$66.61/hr · 8+ Years
Scaled to the Charlotte-Concord-Gastonia, NC-SC medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Charlotte-Concord-Gastonia, NC-SC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,640/month Requires minimum annual gross of $65,600
HUD Fair Market Rent (2-Bedroom) $1,785/month Requires minimum annual gross of $71,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $30.34/hr
Per adult, 2 working adults + 1 child: $23.97/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Charlotte-Concord-Gastonia, NC-SC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$89,410-$19,345$64,701$2,488.49
+5h Overtime/Wk45 hrs$106,174-$24,723$75,081$2,887.74
+10h Overtime/Wk50 hrs$122,939-$30,101$85,462$3,286.99
+15h Overtime/Wk55 hrs$139,703-$35,669$95,652$3,678.91
+20h Overtime/Wk60 hrs$156,468-$41,363$105,717$4,066.03
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Charlotte-Concord-Gastonia, NC-SC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Carolina tax codes.

Market Baseline
$89,410/yr
$42.99/hr · SOC 13-2031
Statutory Tax Drag
21.64% Effective
-$19,345 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,752/mo
Post-$1,640/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Charlotte-Concord-Gastonia, NC-SC: Market Snapshot

Budget Analyst roles in Charlotte-Concord-Gastonia, NC-SC report a median annual wage of $89,410, 2.4% below the national median of $91,640. The 10th to 90th percentile band runs from $64,010 to $162,370, and HUD’s $1,640 monthly one-bedroom fair market rent equals 22.0% of that median gross pay. The single-adult living wage benchmark for the area is $30.34 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+50.8%
San Jose-Sunnyvale-Santa Clara, CA$131,730+47.3%
Ann Arbor, MI$127,860+43.0%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+39.9%
San Francisco-Oakland-Fremont, CA$117,360+31.3%
Huntsville, AL$113,400+26.8%
Santa Maria-Santa Barbara, CA$110,470+23.6%
San Diego-Chula Vista-Carlsbad, CA$107,010+19.7%
Gainesville, GA$106,610+19.2%
Lexington Park, MD$106,280+18.9%

Top-paying occupations benchmarked in Charlotte-Concord-Gastonia, NC-SC

OccupationMedian annual wageMedian hourly
Chief Executives$329,030$158.19/hr
Computer and Information Systems Managers$176,840$85.02/hr
Natural Sciences Managers$173,160$83.25/hr
Financial Manager$172,760$83.06/hr
Architectural and Engineering Managers$169,960$81.71/hr
Compensation and Benefits Managers$167,450$80.50/hr
Marketing Managers$166,200$79.90/hr
Sales Managers$162,000$77.88/hr
Human Resources Managers$158,930$76.41/hr
Purchasing Managers$144,270$69.36/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Charlotte-Concord-Gastonia, NC-SC (2026) Overview

Budget Analyst median pay in Charlotte-Concord-Gastonia, NC-SC is $89,410 a year ($42.99/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Budget Analyst in Charlotte-Concord-Gastonia, NC-SC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Charlotte-Concord-Gastonia, NC-SC?

The median annual wage is $89,410 ($42.99 per hour). The middle 80% of earners make between $64,010 and $162,370. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Charlotte-Concord-Gastonia, NC-SC after taxes?

On the median wage of $89,410, a single filer with no pre-tax deductions takes home about $68,671 a year ($5,723 a month) after $20,739 in federal, FICA, state and local taxes, an effective rate of 23.2%, using 2026 tax rules.