SOC 13-2031

Budget Analyst Salary in Lexington-Fayette, KY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + KY + Municipal
COL Index: 96.93 (-3.1% vs US)
Net Compensation Yield 70.4% Realized
$58,399 / net annual direct deposit
Gross Adjusted $82,930 $39.87/hr
Effective Tax Drag 23.58% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,555 $752.13/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $39.87 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,976/yr)
0% Tax Shield: ~$1,095/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,320
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,142
Medicare Hospital Insurance
Statutory 1.45%
-$1,202
Kentucky Individual Income Tax
State Marginal Bracket
-$2,611
Lexington-Fayette occupational and school tax
2.75%
-$2,281
Net Take-Home Annual Realized
$58,399 ($2,246.11 / check)
Category 2 of 6

Lexington-Fayette, KY Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $82,930
MIDDLE 50% (IQR RANGE) 10th $65.2k 25th $65.2k Median: $82,930 50th (Median) $82.9k 75th $92.0k 90th $109k You: $82,930
10th (Entry) $65,170 $31.33/hr
25th (Junior) $65,170 $31.33/hr
50th (Median) $82,930 $39.87/hr
75th (Senior) $91,960 $44.21/hr
90th (Lead/Master) $108,880 $52.35/hr
Career Progression & Licensing Milestones for Budget Analyst in Lexington-Fayette, KY
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$50,677$24.36/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$76,016$36.55/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$99,545$47.86/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$128,503$61.78/hr · 8+ Years
Scaled to the Lexington-Fayette, KY medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Lexington-Fayette, KY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,205/month Requires minimum annual gross of $48,200
HUD Fair Market Rent (2-Bedroom) $1,416/month Requires minimum annual gross of $56,640
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.44/hr
Per adult, 2 working adults + 1 child: $20.42/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Lexington-Fayette, KY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$82,930-$19,555$58,399$2,246.11
+5h Overtime/Wk45 hrs$98,479-$24,900$67,671$2,602.73
+10h Overtime/Wk50 hrs$114,029-$30,244$76,943$2,959.34
+15h Overtime/Wk55 hrs$129,578-$35,588$86,215$3,315.96
+20h Overtime/Wk60 hrs$145,128-$41,225$95,195$3,661.34
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Lexington-Fayette, KY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Kentucky tax codes.

Market Baseline
$82,930/yr
$39.87/hr · SOC 13-2031
Statutory Tax Drag
23.58% Effective
-$19,555 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,662/mo
Post-$1,205/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Lexington-Fayette, KY: Market Snapshot

Budget Analyst roles in Lexington-Fayette, KY report a median annual wage of $82,930, 9.5% below the national median of $91,640. The 10th to 90th percentile band runs from $65,170 to $108,880, and HUD’s $1,205 monthly one-bedroom fair market rent equals 17.4% of that median gross pay. The single-adult living wage benchmark for the area is $21.44 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+62.6%
San Jose-Sunnyvale-Santa Clara, CA$131,730+58.8%
Ann Arbor, MI$127,860+54.2%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+50.8%
San Francisco-Oakland-Fremont, CA$117,360+41.5%
Huntsville, AL$113,400+36.7%
Santa Maria-Santa Barbara, CA$110,470+33.2%
San Diego-Chula Vista-Carlsbad, CA$107,010+29.0%
Gainesville, GA$106,610+28.6%
Lexington Park, MD$106,280+28.2%

Top-paying occupations benchmarked in Lexington-Fayette, KY

OccupationMedian annual wageMedian hourly
Chief Executives$179,520$86.31/hr
Natural Sciences Managers$161,450$77.62/hr
Architectural and Engineering Managers$161,170$77.49/hr
Computer and Information Systems Managers$144,160$69.31/hr
Fundraising Managers$140,090$67.35/hr
Education Administrators, Postsecondary$137,250$65.99/hr
Financial Manager$135,760$65.27/hr
Purchasing Managers$128,910$61.98/hr
Marketing Managers$127,040$61.08/hr
Sales Managers$124,860$60.03/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Lexington-Fayette, KY (2026) Overview

Budget Analyst median pay in Lexington-Fayette, KY is $82,930 a year ($39.87/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Budget Analyst in Lexington-Fayette, KY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Lexington-Fayette, KY?

The median annual wage is $82,930 ($39.87 per hour). The middle 80% of earners make between $65,170 and $108,880. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Lexington-Fayette, KY after taxes?

On the median wage of $82,930, a single filer with no pre-tax deductions takes home about $62,106 a year ($5,175 a month) after $20,824 in federal, FICA, state and local taxes, an effective rate of 25.11%, using 2026 tax rules.