SOC 13-2031

Budget Analyst Salary in Louisville/Jefferson County, KY-IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + KY + Municipal
COL Index: 105.93 (+5.9% vs US)
Net Compensation Yield 70.4% Realized
$61,768 / net annual direct deposit
Gross Adjusted $87,770 $42.20/hr
Effective Tax Drag 23.63% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$20,736 $797.55/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $42.20 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,266/yr)
0% Tax Shield: ~$1,159/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$9,321
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,442
Medicare Hospital Insurance
Statutory 1.45%
-$1,273
Kentucky Individual Income Tax
State Marginal Bracket
-$2,770
Louisville Metro occupational tax
2.20%
-$1,931
Net Take-Home Annual Realized
$61,768 ($2,375.68 / check)
Category 2 of 6

Louisville/Jefferson County, KY-IN Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $87,770
MIDDLE 50% (IQR RANGE) 10th $63.1k 25th $73.9k Median: $87,770 50th (Median) $87.8k 75th $100k 90th $126k You: $87,770
10th (Entry) $63,130 $30.35/hr
25th (Junior) $73,920 $35.54/hr
50th (Median) $87,770 $42.20/hr
75th (Senior) $100,320 $48.23/hr
90th (Lead/Master) $126,440 $60.79/hr
Career Progression & Licensing Milestones for Budget Analyst in Louisville/Jefferson County, KY-IN
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$53,635$25.79/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$80,453$38.68/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$105,355$50.65/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$136,003$65.39/hr · 8+ Years
Scaled to the Louisville/Jefferson County, KY-IN medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Louisville/Jefferson County, KY-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
21% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,058/month Requires minimum annual gross of $42,320
HUD Fair Market Rent (2-Bedroom) $1,276/month Requires minimum annual gross of $51,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.43/hr
Per adult, 2 working adults + 1 child: $21.49/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Louisville/Jefferson County, KY-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$87,770-$20,736$61,768$2,375.68
+5h Overtime/Wk45 hrs$104,227-$26,302$71,671$2,756.59
+10h Overtime/Wk50 hrs$120,684-$31,868$81,575$3,137.50
+15h Overtime/Wk55 hrs$137,141-$37,576$91,337$3,512.95
+20h Overtime/Wk60 hrs$153,598-$43,451$100,931$3,881.96
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Louisville/Jefferson County, KY-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Kentucky tax codes.

Market Baseline
$87,770/yr
$42.20/hr · SOC 13-2031
Statutory Tax Drag
23.63% Effective
-$20,736 in Total Taxes
HUD 1BR Shelter Ratio
21% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,089/mo
Post-$1,058/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Louisville/Jefferson County, KY-IN: Market Snapshot

Budget Analyst roles in Louisville/Jefferson County, KY-IN report a median annual wage of $87,770, 4.2% below the national median of $91,640. The 10th to 90th percentile band runs from $63,130 to $126,440, and HUD’s $1,058 monthly one-bedroom fair market rent equals 14.5% of that median gross pay. The single-adult living wage benchmark for the area is $23.43 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+53.6%
San Jose-Sunnyvale-Santa Clara, CA$131,730+50.1%
Ann Arbor, MI$127,860+45.7%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+42.5%
San Francisco-Oakland-Fremont, CA$117,360+33.7%
Huntsville, AL$113,400+29.2%
Santa Maria-Santa Barbara, CA$110,470+25.9%
San Diego-Chula Vista-Carlsbad, CA$107,010+21.9%
Gainesville, GA$106,610+21.5%
Lexington Park, MD$106,280+21.1%

Top-paying occupations benchmarked in Louisville/Jefferson County, KY-IN

OccupationMedian annual wageMedian hourly
Chief Executives$213,920$102.85/hr
Computer and Information Systems Managers$150,710$72.46/hr
Architectural and Engineering Managers$149,430$71.84/hr
Education Administrators, Postsecondary$138,670$66.67/hr
Sales Managers$137,880$66.29/hr
Financial Manager$136,970$65.85/hr
Marketing Managers$136,350$65.55/hr
Physician Assistant$130,830$62.90/hr
Compensation and Benefits Managers$127,730$61.41/hr
Fundraising Managers$126,620$60.88/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Louisville/Jefferson County, KY-IN (2026) Overview

Budget Analyst median pay in Louisville/Jefferson County, KY-IN is $87,770 a year ($42.20/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Budget Analyst in Louisville/Jefferson County, KY-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Louisville/Jefferson County, KY-IN?

The median annual wage is $87,770 ($42.20 per hour). The middle 80% of earners make between $63,130 and $126,440. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Louisville/Jefferson County, KY-IN after taxes?

On the median wage of $87,770, a single filer with no pre-tax deductions takes home about $65,691 a year ($5,474 a month) after $22,079 in federal, FICA, state and local taxes, an effective rate of 25.16%, using 2026 tax rules.