SOC 13-2031

Budget Analyst Salary in Palm Bay-Melbourne-Titusville, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 109.55 (+9.5% vs US)
Net Compensation Yield 75.8% Realized
$65,884 / net annual direct deposit
Gross Adjusted $86,880 $41.77/hr
Effective Tax Drag 18.17% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$15,783 $607.04/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $41.77 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,213/yr)
0% Tax Shield: ~$1,147/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$9,137
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,387
Medicare Hospital Insurance
Statutory 1.45%
-$1,260
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$65,884 ($2,534.00 / check)
Category 2 of 6

Palm Bay-Melbourne-Titusville, FL Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $86,880
MIDDLE 50% (IQR RANGE) 10th $57.3k 25th $64.5k Median: $86,880 50th (Median) $86.9k 75th $104k 90th $134k You: $86,880
10th (Entry) $57,260 $27.53/hr
25th (Junior) $64,520 $31.02/hr
50th (Median) $86,880 $41.77/hr
75th (Senior) $104,150 $50.07/hr
90th (Lead/Master) $134,470 $64.65/hr
Career Progression & Licensing Milestones for Budget Analyst in Palm Bay-Melbourne-Titusville, FL
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$53,091$25.52/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$79,637$38.29/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$104,286$50.14/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$134,624$64.72/hr · 8+ Years
Scaled to the Palm Bay-Melbourne-Titusville, FL medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Palm Bay-Melbourne-Titusville, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
28% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,525/month Requires minimum annual gross of $61,000
HUD Fair Market Rent (2-Bedroom) $1,779/month Requires minimum annual gross of $71,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.23/hr
Per adult, 2 working adults + 1 child: $21.64/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Palm Bay-Melbourne-Titusville, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$86,880-$15,783$65,884$2,534.00
+5h Overtime/Wk45 hrs$103,170-$20,398$76,582$2,945.45
+10h Overtime/Wk50 hrs$119,460-$25,013$87,279$3,356.90
+15h Overtime/Wk55 hrs$135,750-$29,744$97,861$3,763.88
+20h Overtime/Wk60 hrs$152,040-$34,665$108,252$4,163.55
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Palm Bay-Melbourne-Titusville, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$86,880/yr
$41.77/hr · SOC 13-2031
Statutory Tax Drag
18.17% Effective
-$15,783 in Total Taxes
HUD 1BR Shelter Ratio
28% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,965/mo
Post-$1,525/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Palm Bay-Melbourne-Titusville, FL: Market Snapshot

Budget Analyst roles in Palm Bay-Melbourne-Titusville, FL report a median annual wage of $86,880, 5.2% below the national median of $91,640. The 10th to 90th percentile band runs from $57,260 to $134,470, and HUD’s $1,525 monthly one-bedroom fair market rent equals 21.1% of that median gross pay. The single-adult living wage benchmark for the area is $24.23 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+55.2%
San Jose-Sunnyvale-Santa Clara, CA$131,730+51.6%
Ann Arbor, MI$127,860+47.2%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+43.9%
San Francisco-Oakland-Fremont, CA$117,360+35.1%
Huntsville, AL$113,400+30.5%
Santa Maria-Santa Barbara, CA$110,470+27.2%
San Diego-Chula Vista-Carlsbad, CA$107,010+23.2%
Gainesville, GA$106,610+22.7%
Lexington Park, MD$106,280+22.3%

Top-paying occupations benchmarked in Palm Bay-Melbourne-Titusville, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$175,490$84.37/hr
Chief Executives$175,070$84.17/hr
Computer and Information Systems Managers$172,020$82.70/hr
Marketing Managers$161,630$77.71/hr
Financial Manager$160,910$77.36/hr
Human Resources Managers$156,300$75.14/hr
Purchasing Managers$150,530$72.37/hr
Data Engineer$150,330$72.27/hr
Natural Sciences Managers$133,620$64.24/hr
Sales Managers$132,950$63.92/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Palm Bay-Melbourne-Titusville, FL (2026) Overview

Budget Analyst median pay in Palm Bay-Melbourne-Titusville, FL is $86,880 a year ($41.77/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Budget Analyst in Palm Bay-Melbourne-Titusville, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Palm Bay-Melbourne-Titusville, FL?

The median annual wage is $86,880 ($41.77 per hour). The middle 80% of earners make between $57,260 and $134,470. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Palm Bay-Melbourne-Titusville, FL after taxes?

On the median wage of $86,880, a single filer with no pre-tax deductions takes home about $69,950 a year ($5,829 a month) after $16,930 in federal, FICA, state and local taxes, an effective rate of 19.49%, using 2026 tax rules.