SOC 11-3031

Financial Manager Salary in Palm Bay-Melbourne-Titusville, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 109.55 (+9.5% vs US)
Net Compensation Yield 70.8% Realized
$113,910 / net annual direct deposit
Gross Adjusted $160,910 $77.36/hr
Effective Tax Drag 23.21% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$37,345 $1,436.34/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $77.36 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$9,655/yr)
0% Tax Shield: ~$2,317/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$25,035
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$9,976
Medicare Hospital Insurance
Statutory 1.45%
-$2,333
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$113,910 ($4,381.17 / check)
Category 2 of 6

Palm Bay-Melbourne-Titusville, FL Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $160,910
MIDDLE 50% (IQR RANGE) 10th $85.8k 25th $106k Median: $160,910 50th (Median) $161k 75th $208k 90th $300k You: $160,910
10th (Entry) $85,770 $41.24/hr
25th (Junior) $106,360 $51.13/hr
50th (Median) $160,910 $77.36/hr
75th (Senior) $208,080 $100.04/hr
90th (Lead/Master) $300,030 $144.25/hr
Career Progression & Licensing Milestones for Financial Manager in Palm Bay-Melbourne-Titusville, FL
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$91,096$43.80/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$121,236$58.29/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$160,939$77.37/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$212,524$102.17/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$312,314$150.15/hr · 14+ Years
Scaled to the Palm Bay-Melbourne-Titusville, FL medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Palm Bay-Melbourne-Titusville, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,525/month Requires minimum annual gross of $61,000
HUD Fair Market Rent (2-Bedroom) $1,779/month Requires minimum annual gross of $71,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.23/hr
Per adult, 2 working adults + 1 child: $21.64/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Palm Bay-Melbourne-Titusville, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$160,910-$37,345$113,910$4,381.17
+5h Overtime/Wk45 hrs$191,081-$46,051$133,564$5,137.09
+10h Overtime/Wk50 hrs$221,251-$53,487$154,489$5,941.90
+15h Overtime/Wk55 hrs$251,422-$62,479$173,857$6,686.82
+20h Overtime/Wk60 hrs$281,593-$72,263$192,434$7,401.29
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Palm Bay-Melbourne-Titusville, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$160,910/yr
$77.36/hr · SOC 11-3031
Statutory Tax Drag
23.21% Effective
-$37,345 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$7,968/mo
Post-$1,525/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Palm Bay-Melbourne-Titusville, FL: Market Snapshot

Financial Manager roles in Palm Bay-Melbourne-Titusville, FL report a median annual wage of $160,910, 3.4% below the national median of $166,570. The 10th to 90th percentile band runs from $85,770 to $300,030, and HUD’s $1,525 monthly one-bedroom fair market rent equals 11.4% of that median gross pay. The single-adult living wage benchmark for the area is $24.23 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+40.0%
New York-Newark-Jersey City, NY-NJ$221,010+37.4%
San Francisco-Oakland-Fremont, CA$216,150+34.3%
Bridgeport-Stamford-Danbury, CT$211,000+31.1%
Boston-Cambridge-Newton, MA-NH$209,780+30.4%
Denver-Aurora-Centennial, CO$193,400+20.2%
Boulder, CO$192,970+19.9%
Seattle-Tacoma-Bellevue, WA$185,550+15.3%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+15.1%
Trenton-Princeton, NJ$184,800+14.8%

Top-paying occupations benchmarked in Palm Bay-Melbourne-Titusville, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$175,490$84.37/hr
Chief Executives$175,070$84.17/hr
Computer and Information Systems Managers$172,020$82.70/hr
Marketing Managers$161,630$77.71/hr
Human Resources Managers$156,300$75.14/hr
Purchasing Managers$150,530$72.37/hr
Data Engineer$150,330$72.27/hr
Natural Sciences Managers$133,620$64.24/hr
Sales Managers$132,950$63.92/hr
Industrial Production Managers$132,870$63.88/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Palm Bay-Melbourne-Titusville, FL (2026) Overview

Financial Manager median pay in Palm Bay-Melbourne-Titusville, FL is $160,910 a year ($77.36/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Manager in Palm Bay-Melbourne-Titusville, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Palm Bay-Melbourne-Titusville, FL?

The median annual wage is $160,910 ($77.36 per hour). The middle 80% of earners make between $85,770 and $300,030. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Palm Bay-Melbourne-Titusville, FL after taxes?

On the median wage of $160,910, a single filer with no pre-tax deductions takes home about $121,248 a year ($10,104 a month) after $39,662 in federal, FICA, state and local taxes, an effective rate of 24.65%, using 2026 tax rules.