SOC 13-2031

Budget Analyst Salary in Phoenix-Mesa-Chandler, AZ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AZ
COL Index: 124.76 (+24.8% vs US)
Net Compensation Yield 74.2% Realized
$62,934 / net annual direct deposit
Gross Adjusted $84,810 $40.77/hr
Effective Tax Drag 19.79% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$16,787 $645.66/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $40.77 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,089/yr)
0% Tax Shield: ~$1,119/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,709
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,258
Medicare Hospital Insurance
Statutory 1.45%
-$1,230
Arizona Individual Income Tax
State Marginal Bracket
-$1,591
Net Take-Home Annual Realized
$62,934 ($2,420.55 / check)
Category 2 of 6

Phoenix-Mesa-Chandler, AZ Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $84,810
MIDDLE 50% (IQR RANGE) 10th $61.6k 25th $72.5k Median: $84,810 50th (Median) $84.8k 75th $105k 90th $124k You: $84,810
10th (Entry) $61,590 $29.61/hr
25th (Junior) $72,450 $34.83/hr
50th (Median) $84,810 $40.77/hr
75th (Senior) $104,500 $50.24/hr
90th (Lead/Master) $124,220 $59.72/hr
Career Progression & Licensing Milestones for Budget Analyst in Phoenix-Mesa-Chandler, AZ
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$51,826$24.92/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$77,739$37.37/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$101,802$48.94/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$131,417$63.18/hr · 8+ Years
Scaled to the Phoenix-Mesa-Chandler, AZ medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Phoenix-Mesa-Chandler, AZ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
28% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,493/month Requires minimum annual gross of $59,720
HUD Fair Market Rent (2-Bedroom) $1,734/month Requires minimum annual gross of $69,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.59/hr
Per adult, 2 working adults + 1 child: $23.95/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Phoenix-Mesa-Chandler, AZ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$84,810-$16,787$62,934$2,420.55
+5h Overtime/Wk45 hrs$100,712-$21,666$73,003$2,807.82
+10h Overtime/Wk50 hrs$116,614-$26,545$83,072$3,195.09
+15h Overtime/Wk55 hrs$132,516-$31,479$93,086$3,580.23
+20h Overtime/Wk60 hrs$148,418-$36,656$102,856$3,956.01
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Phoenix-Mesa-Chandler, AZ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Arizona tax codes.

Market Baseline
$84,810/yr
$40.77/hr · SOC 13-2031
Statutory Tax Drag
19.79% Effective
-$16,787 in Total Taxes
HUD 1BR Shelter Ratio
28% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,752/mo
Post-$1,493/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Phoenix-Mesa-Chandler, AZ: Market Snapshot

Budget Analyst roles in Phoenix-Mesa-Chandler, AZ report a median annual wage of $84,810, 7.5% below the national median of $91,640. The 10th to 90th percentile band runs from $61,590 to $124,220, and HUD’s $1,493 monthly one-bedroom fair market rent equals 21.1% of that median gross pay. The single-adult living wage benchmark for the area is $27.59 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+59.0%
San Jose-Sunnyvale-Santa Clara, CA$131,730+55.3%
Ann Arbor, MI$127,860+50.8%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+47.4%
San Francisco-Oakland-Fremont, CA$117,360+38.4%
Huntsville, AL$113,400+33.7%
Santa Maria-Santa Barbara, CA$110,470+30.3%
San Diego-Chula Vista-Carlsbad, CA$107,010+26.2%
Gainesville, GA$106,610+25.7%
Lexington Park, MD$106,280+25.3%

Top-paying occupations benchmarked in Phoenix-Mesa-Chandler, AZ

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$169,720$81.60/hr
Architectural and Engineering Managers$169,310$81.40/hr
Data Engineer$156,100$75.05/hr
Sales Managers$148,320$71.31/hr
Financial Manager$145,940$70.16/hr
Human Resources Managers$145,610$70.00/hr
Purchasing Managers$140,170$67.39/hr
Chief Executives$138,900$66.78/hr
Actuary$138,570$66.62/hr
Nurse Practitioner$136,270$65.51/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Phoenix-Mesa-Chandler, AZ (2026) Overview

Budget Analyst median pay in Phoenix-Mesa-Chandler, AZ is $84,810 a year ($40.77/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Budget Analyst in Phoenix-Mesa-Chandler, AZ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Phoenix-Mesa-Chandler, AZ?

The median annual wage is $84,810 ($40.77 per hour). The middle 80% of earners make between $61,590 and $124,220. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Phoenix-Mesa-Chandler, AZ after taxes?

On the median wage of $84,810, a single filer with no pre-tax deductions takes home about $66,776 a year ($5,565 a month) after $18,034 in federal, FICA, state and local taxes, an effective rate of 21.26%, using 2026 tax rules.