SOC 13-2031

Budget Analyst Salary in Riverside-San Bernardino-Ontario, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 146.56 (+46.6% vs US)
Net Compensation Yield 70.7% Realized
$62,094 / net annual direct deposit
Gross Adjusted $87,860 $42.24/hr
Effective Tax Drag 23.33% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$20,495 $788.25/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $42.24 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,272/yr)
0% Tax Shield: ~$1,160/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$9,339
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,447
Medicare Hospital Insurance
Statutory 1.45%
-$1,274
California Individual Income Tax
State Marginal Bracket
-$3,292
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$1,142
Net Take-Home Annual Realized
$62,094 ($2,388.23 / check)
Category 2 of 6

Riverside-San Bernardino-Ontario, CA Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $87,860
MIDDLE 50% (IQR RANGE) 10th $61.6k 25th $72.3k Median: $87,860 50th (Median) $87.9k 75th $114k 90th $134k You: $87,860
10th (Entry) $61,590 $29.61/hr
25th (Junior) $72,310 $34.76/hr
50th (Median) $87,860 $42.24/hr
75th (Senior) $113,630 $54.63/hr
90th (Lead/Master) $133,890 $64.37/hr
Career Progression & Licensing Milestones for Budget Analyst in Riverside-San Bernardino-Ontario, CA
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$53,690$25.81/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$80,535$38.72/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$105,463$50.70/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$136,143$65.45/hr · 8+ Years
Scaled to the Riverside-San Bernardino-Ontario, CA medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Riverside-San Bernardino-Ontario, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
33% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,705/month Requires minimum annual gross of $68,200
HUD Fair Market Rent (2-Bedroom) $2,103/month Requires minimum annual gross of $84,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $32.41/hr
Per adult, 2 working adults + 1 child: $26.20/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Riverside-San Bernardino-Ontario, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$87,860-$20,495$62,094$2,388.23
+5h Overtime/Wk45 hrs$104,334-$26,816$71,258$2,740.69
+10h Overtime/Wk50 hrs$120,808-$33,137$80,422$3,093.15
+15h Overtime/Wk55 hrs$137,281-$39,603$89,441$3,440.04
+20h Overtime/Wk60 hrs$153,755-$46,234$98,295$3,780.59
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Riverside-San Bernardino-Ontario, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$87,860/yr
$42.24/hr · SOC 13-2031
Statutory Tax Drag
23.33% Effective
-$20,495 in Total Taxes
HUD 1BR Shelter Ratio
33% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,469/mo
Post-$1,705/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Riverside-San Bernardino-Ontario, CA: Market Snapshot

Budget Analyst roles in Riverside-San Bernardino-Ontario, CA report a median annual wage of $87,860, 4.1% below the national median of $91,640. The 10th to 90th percentile band runs from $61,590 to $133,890, and HUD’s $1,705 monthly one-bedroom fair market rent equals 23.3% of that median gross pay. The single-adult living wage benchmark for the area is $32.41 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+53.5%
San Jose-Sunnyvale-Santa Clara, CA$131,730+49.9%
Ann Arbor, MI$127,860+45.5%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+42.3%
San Francisco-Oakland-Fremont, CA$117,360+33.6%
Huntsville, AL$113,400+29.1%
Santa Maria-Santa Barbara, CA$110,470+25.7%
San Diego-Chula Vista-Carlsbad, CA$107,010+21.8%
Gainesville, GA$106,610+21.3%
Lexington Park, MD$106,280+21.0%

Top-paying occupations benchmarked in Riverside-San Bernardino-Ontario, CA

OccupationMedian annual wageMedian hourly
Chief Executives$176,700$84.95/hr
Computer and Information Systems Managers$176,320$84.77/hr
Architectural and Engineering Managers$172,600$82.98/hr
Nurse Practitioner$169,920$81.69/hr
Natural Sciences Managers$169,370$81.43/hr
Physician Assistant$165,490$79.56/hr
Education Administrators, Kindergarten through Secondary$161,380$77.59/hr
Financial Manager$160,230$77.03/hr
Marketing Managers$157,670$75.80/hr
Public Relations Managers$141,230$67.90/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Riverside-San Bernardino-Ontario, CA (2026) Overview

Budget Analyst median pay in Riverside-San Bernardino-Ontario, CA is $87,860 a year ($42.24/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Budget Analyst in Riverside-San Bernardino-Ontario, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Riverside-San Bernardino-Ontario, CA?

The median annual wage is $87,860 ($42.24 per hour). The middle 80% of earners make between $61,590 and $133,890. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Riverside-San Bernardino-Ontario, CA after taxes?

On the median wage of $87,860, a single filer with no pre-tax deductions takes home about $65,715 a year ($5,476 a month) after $22,145 in federal, FICA, state and local taxes, an effective rate of 25.2%, using 2026 tax rules.