SOC 13-2031

Budget Analyst Salary in Sacramento-Roseville-Folsom, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 144.55 (+44.6% vs US)
Net Compensation Yield 69.5% Realized
$66,411 / net annual direct deposit
Gross Adjusted $95,620 $45.97/hr
Effective Tax Drag 24.55% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,472 $902.78/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $45.97 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,737/yr)
0% Tax Shield: ~$1,262/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,944
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,928
Medicare Hospital Insurance
Statutory 1.45%
-$1,386
California Individual Income Tax
State Marginal Bracket
-$3,970
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$1,243
Net Take-Home Annual Realized
$66,411 ($2,554.26 / check)
Category 2 of 6

Sacramento-Roseville-Folsom, CA Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $95,620
MIDDLE 50% (IQR RANGE) 10th $70.2k 25th $80.8k Median: $95,620 50th (Median) $95.6k 75th $123k 90th $144k You: $95,620
10th (Entry) $70,250 $33.77/hr
25th (Junior) $80,790 $38.84/hr
50th (Median) $95,620 $45.97/hr
75th (Senior) $122,780 $59.03/hr
90th (Lead/Master) $143,500 $68.99/hr
Career Progression & Licensing Milestones for Budget Analyst in Sacramento-Roseville-Folsom, CA
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$58,432$28.09/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$87,648$42.14/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$114,777$55.18/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$148,167$71.23/hr · 8+ Years
Scaled to the Sacramento-Roseville-Folsom, CA medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Sacramento-Roseville-Folsom, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
32% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,793/month Requires minimum annual gross of $71,720
HUD Fair Market Rent (2-Bedroom) $2,201/month Requires minimum annual gross of $88,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $31.97/hr
Per adult, 2 working adults + 1 child: $28.95/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Sacramento-Roseville-Folsom, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$95,620-$23,472$66,411$2,554.26
+5h Overtime/Wk45 hrs$113,549-$30,352$76,384$2,937.85
+10h Overtime/Wk50 hrs$131,478-$37,267$86,322$3,320.06
+15h Overtime/Wk55 hrs$149,406-$44,484$95,958$3,690.69
+20h Overtime/Wk60 hrs$167,335-$51,701$105,594$4,061.32
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Sacramento-Roseville-Folsom, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$95,620/yr
$45.97/hr · SOC 13-2031
Statutory Tax Drag
24.55% Effective
-$23,472 in Total Taxes
HUD 1BR Shelter Ratio
32% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,741/mo
Post-$1,793/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Sacramento-Roseville-Folsom, CA: Market Snapshot

Budget Analyst roles in Sacramento-Roseville-Folsom, CA report a median annual wage of $95,620, 4.3% above the national median of $91,640. The 10th to 90th percentile band runs from $70,250 to $143,500, and HUD’s $1,793 monthly one-bedroom fair market rent equals 22.5% of that median gross pay. The single-adult living wage benchmark for the area is $31.97 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+41.0%
San Jose-Sunnyvale-Santa Clara, CA$131,730+37.8%
Ann Arbor, MI$127,860+33.7%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+30.8%
San Francisco-Oakland-Fremont, CA$117,360+22.7%
Huntsville, AL$113,400+18.6%
Santa Maria-Santa Barbara, CA$110,470+15.5%
San Diego-Chula Vista-Carlsbad, CA$107,010+11.9%
Gainesville, GA$106,610+11.5%
Lexington Park, MD$106,280+11.1%

Top-paying occupations benchmarked in Sacramento-Roseville-Folsom, CA

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$193,970$93.25/hr
Nurse Practitioner$172,010$82.70/hr
Registered Nurse (RN)$171,460$82.43/hr
Natural Sciences Managers$170,010$81.74/hr
Chief Executives$169,770$81.62/hr
Data Engineer$169,310$81.40/hr
Computer and Information Systems Managers$165,270$79.46/hr
Marketing Managers$164,270$78.98/hr
Financial Manager$163,090$78.41/hr
Physician Assistant$161,470$77.63/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Sacramento-Roseville-Folsom, CA (2026) Overview

Budget Analyst median pay in Sacramento-Roseville-Folsom, CA is $95,620 a year ($45.97/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Budget Analyst in Sacramento-Roseville-Folsom, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Sacramento-Roseville-Folsom, CA?

The median annual wage is $95,620 ($45.97 per hour). The middle 80% of earners make between $70,250 and $143,500. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Sacramento-Roseville-Folsom, CA after taxes?

On the median wage of $95,620, a single filer with no pre-tax deductions takes home about $70,352 a year ($5,863 a month) after $25,268 in federal, FICA, state and local taxes, an effective rate of 26.43%, using 2026 tax rules.