SOC 13-2031

Budget Analyst Salary in Stockton-Lodi, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 120.99 (+21.0% vs US)
Net Compensation Yield 69.4% Realized
$66,550 / net annual direct deposit
Gross Adjusted $95,870 $46.09/hr
Effective Tax Drag 24.58% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,568 $906.47/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $46.09 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,752/yr)
0% Tax Shield: ~$1,265/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,996
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,944
Medicare Hospital Insurance
Statutory 1.45%
-$1,390
California Individual Income Tax
State Marginal Bracket
-$3,992
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$1,246
Net Take-Home Annual Realized
$66,550 ($2,559.60 / check)
Category 2 of 6

Stockton-Lodi, CA Budget Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $95,870
MIDDLE 50% (IQR RANGE) 10th $73.9k 25th $81.2k Median: $95,870 50th (Median) $95.9k 75th $115k 90th $129k You: $95,870
10th (Entry) $73,930 $35.54/hr
25th (Junior) $81,170 $39.02/hr
50th (Median) $95,870 $46.09/hr
75th (Senior) $115,010 $55.29/hr
90th (Lead/Master) $129,250 $62.14/hr
Career Progression & Licensing Milestones for Budget Analyst in Stockton-Lodi, CA
1
Junior Budget AnalystFund accounting, budget variance tracking, financial reporting spreadsheets
$58,585$28.17/hr · 0-2 Years
2
Budget AnalystDepartmental appropriation requests, fiscal impact statements, revenue forecasting
$87,877$42.25/hr · 2-5 Years
3
Senior Budget AnalystLegislative/board budget defense, capital expenditure planning, fiscal policy analysis
$115,077$55.33/hr · 5-8 Years
4
Budget DirectorEnterprise / municipal budget formulation, fiscal policy governance
$148,555$71.42/hr · 8+ Years
Scaled to the Stockton-Lodi, CA medianView National Budget Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Credit Analysts-$8,130/yr
National median: $83,510
Skill overlap: 95%
Accountants and Auditors-$7,960/yr
National median: $83,680
Skill overlap: 93%View Salary
Financial Managers+$74,930/yr
National median: $166,570
Skill overlap: 90%View Salary
Personal Financial Advisors+$13,430/yr
National median: $105,070
Skill overlap: 87%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Stockton-Lodi, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
29% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,628/month Requires minimum annual gross of $65,120
HUD Fair Market Rent (2-Bedroom) $2,015/month Requires minimum annual gross of $80,600
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $26.76/hr
Per adult, 2 working adults + 1 child: $24.21/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Stockton-Lodi, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$95,870-$23,568$66,550$2,559.60
+5h Overtime/Wk45 hrs$113,846-$30,466$76,549$2,944.20
+10h Overtime/Wk50 hrs$131,821-$37,406$86,506$3,327.17
+15h Overtime/Wk55 hrs$149,797-$44,641$96,168$3,698.77
+20h Overtime/Wk60 hrs$167,773-$51,877$105,830$4,070.37
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Budget Analyst in Stockton-Lodi, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$95,870/yr
$46.09/hr · SOC 13-2031
Statutory Tax Drag
24.58% Effective
-$23,568 in Total Taxes
HUD 1BR Shelter Ratio
29% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,918/mo
Post-$1,628/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Budget Analyst in Stockton-Lodi, CA: Market Snapshot

Budget Analyst roles in Stockton-Lodi, CA report a median annual wage of $95,870, 4.6% above the national median of $91,640. The 10th to 90th percentile band runs from $73,930 to $129,250, and HUD’s $1,628 monthly one-bedroom fair market rent equals 20.4% of that median gross pay. The single-adult living wage benchmark for the area is $26.76 per hour.

Highest-paying metropolitan areas for Budget Analyst

Metropolitan areaMedian annual wageVs this market
Iowa City, IA$134,850+40.7%
San Jose-Sunnyvale-Santa Clara, CA$131,730+37.4%
Ann Arbor, MI$127,860+33.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV$125,050+30.4%
San Francisco-Oakland-Fremont, CA$117,360+22.4%
Huntsville, AL$113,400+18.3%
Santa Maria-Santa Barbara, CA$110,470+15.2%
San Diego-Chula Vista-Carlsbad, CA$107,010+11.6%
Gainesville, GA$106,610+11.2%
Lexington Park, MD$106,280+10.9%

Top-paying occupations benchmarked in Stockton-Lodi, CA

OccupationMedian annual wageMedian hourly
Chief Executives$214,340$103.05/hr
Natural Sciences Managers$174,860$84.07/hr
Architectural and Engineering Managers$169,090$81.29/hr
Computer and Information Systems Managers$165,260$79.45/hr
Physician Assistant$162,110$77.94/hr
Nurse Practitioner$159,150$76.51/hr
Education Administrators, Kindergarten through Secondary$155,770$74.89/hr
Marketing Managers$153,830$73.96/hr
Financial Manager$152,090$73.12/hr
Purchasing Managers$142,100$68.32/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 174 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Budget Analyst Salary in Stockton-Lodi, CA (2026) Overview

Budget Analyst median pay in Stockton-Lodi, CA is $95,870 a year ($46.09/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Budget Analyst in Stockton-Lodi, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Budget Analyst in Stockton-Lodi, CA?

The median annual wage is $95,870 ($46.09 per hour). The middle 80% of earners make between $73,930 and $129,250. Source: BLS OEWS (May 2025).

What is the take-home pay for a Budget Analyst in Stockton-Lodi, CA after taxes?

On the median wage of $95,870, a single filer with no pre-tax deductions takes home about $70,501 a year ($5,875 a month) after $25,369 in federal, FICA, state and local taxes, an effective rate of 26.46%, using 2026 tax rules.