SOC 47-4011

Electrical Inspector Salary in Chattanooga, TN-GA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 112.89 (+12.9% vs US)
Net Compensation Yield 79.0% Realized
$43,934 / net annual direct deposit
Gross Adjusted $55,620 $26.74/hr
Effective Tax Drag 15.01% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,349 $321.11/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $26.74 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,337/yr)
0% Tax Shield: ~$400/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,094
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,448
Medicare Hospital Insurance
Statutory 1.45%
-$806
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$43,934 ($1,689.77 / check)
Category 2 of 6

Chattanooga, TN-GA Electrical Inspector Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $55,620
MIDDLE 50% (IQR RANGE) 10th $40.0k 25th $45.4k Median: $55,620 50th (Median) $55.6k 75th $64.2k 90th $81.3k You: $55,620
10th (Entry) $39,960 $19.21/hr
25th (Junior) $45,390 $21.82/hr
50th (Median) $55,620 $26.74/hr
75th (Senior) $64,180 $30.86/hr
90th (Lead/Master) $81,330 $39.10/hr
Career Progression & Licensing Milestones for Electrical Inspector in Chattanooga, TN-GA
1
Inspector TraineeHigh school diploma, ICC apprentice certification, NEC code basics
$37,234$17.90/hr · 0-2 Years
2
Certified Electrical InspectorICC residential/commercial electrical inspector license, job site audits
$53,617$25.78/hr · 2-5 Years
3
Senior Code Compliance InspectorHigh-voltage industrial inspection, forensic investigation, master license
$67,021$32.22/hr · 5-8 Years
4
Chief Electrical InspectorMunicipal department management, code adoption hearings, staff oversight
$85,638$41.17/hr · 8+ Years
Adjacent Career Pivots & National Pay Differences
Compliance Officers+$6,040/yr
National median: $80,730
Skill overlap: 86%
Civil Engineering Technologists and Technicians-$9,740/yr
National median: $64,950
Skill overlap: 79%
First-Line Supervisors of Construction Trades and Extraction Workers+$5,230/yr
National median: $79,920
Skill overlap: 70%
Transportation Inspectors+$17,410/yr
National median: $92,100
Skill overlap: 50%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chattanooga, TN-GA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
34% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,231/month Requires minimum annual gross of $49,240
HUD Fair Market Rent (2-Bedroom) $1,340/month Requires minimum annual gross of $53,600
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.97/hr
Per adult, 2 working adults + 1 child: $20.79/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chattanooga, TN-GA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$55,620-$8,349$43,934$1,689.77
+5h Overtime/Wk45 hrs$66,049-$10,323$51,763$1,990.88
+10h Overtime/Wk50 hrs$76,478-$12,836$59,053$2,271.26
+15h Overtime/Wk55 hrs$86,906-$15,791$65,901$2,534.67
+20h Overtime/Wk60 hrs$97,335-$18,745$72,750$2,798.07
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Electrical Inspector in Chattanooga, TN-GA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$55,620/yr
$26.74/hr · SOC 47-4011
Statutory Tax Drag
15.01% Effective
-$8,349 in Total Taxes
HUD 1BR Shelter Ratio
34% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,430/mo
Post-$1,231/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-4011
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Electrical Inspector in Chattanooga, TN-GA: Market Snapshot

Electrical Inspector roles in Chattanooga, TN-GA report a median annual wage of $55,620, 25.5% below the national median of $74,690. The 10th to 90th percentile band runs from $39,960 to $81,330, and HUD’s $1,231 monthly one-bedroom fair market rent equals 26.6% of that median gross pay. The single-adult living wage benchmark for the area is $24.97 per hour.

Highest-paying metropolitan areas for Electrical Inspector

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$129,750+133.3%
San Francisco-Oakland-Fremont, CA$125,130+125.0%
Santa Maria-Santa Barbara, CA$112,550+102.4%
Vallejo, CA$108,180+94.5%
Anchorage, AK$106,780+92.0%
Napa, CA$106,410+91.3%
Sacramento-Roseville-Folsom, CA$103,980+86.9%
Seattle-Tacoma-Bellevue, WA$102,830+84.9%
Norwich-New London-Willimantic, CT$102,130+83.6%
Santa Rosa-Petaluma, CA$102,060+83.5%

Top-paying occupations benchmarked in Chattanooga, TN-GA

OccupationMedian annual wageMedian hourly
Chief Executives$209,990$100.96/hr
Architectural and Engineering Managers$163,720$78.71/hr
Computer and Information Systems Managers$152,980$73.55/hr
Financial Manager$151,530$72.85/hr
Administrative Services Managers$130,540$62.76/hr
Human Resources Managers$129,900$62.45/hr
Marketing Managers$124,360$59.79/hr
Purchasing Managers$123,750$59.50/hr
Industrial Production Managers$121,670$58.50/hr
Physician Assistant$121,600$58.46/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 338 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Electrical Inspector Salary in Chattanooga, TN-GA (2026) Overview

Electrical Inspector median pay in Chattanooga, TN-GA is $55,620 a year ($26.74/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Electrical Inspector in Chattanooga, TN-GA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Electrical Inspector in Chattanooga, TN-GA?

The median annual wage is $55,620 ($26.74 per hour). The middle 80% of earners make between $39,960 and $81,330. Source: BLS OEWS (May 2025).

What is the take-home pay for an Electrical Inspector in Chattanooga, TN-GA after taxes?

On the median wage of $55,620, a single filer with no pre-tax deductions takes home about $46,871 a year ($3,906 a month) after $8,749 in federal, FICA, state and local taxes, an effective rate of 15.73%, using 2026 tax rules.