SOC 47-2111

Electrician Salary in Chattanooga, TN-GA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 112.89 (+12.9% vs US)
Net Compensation Yield 77.9% Realized
$56,329 / net annual direct deposit
Gross Adjusted $72,330 $34.77/hr
Effective Tax Drag 16.12% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$11,661 $448.50/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $34.77 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,340/yr)
0% Tax Shield: ~$955/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$6,128
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,484
Medicare Hospital Insurance
Statutory 1.45%
-$1,049
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$56,329 ($2,166.50 / check)
Category 2 of 6

Chattanooga, TN-GA Electrician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $72,330
MIDDLE 50% (IQR RANGE) 10th $38.0k 25th $49.2k Median: $72,330 50th (Median) $72.3k 75th $77.4k 90th $85.8k You: $72,330
10th (Entry) $38,030 $18.28/hr
25th (Junior) $49,240 $23.67/hr
50th (Median) $72,330 $34.77/hr
75th (Senior) $77,360 $37.19/hr
90th (Lead/Master) $85,830 $41.26/hr
Career Progression & Licensing Milestones for Electrician in Chattanooga, TN-GA
1
Apprentice (Yr 1-2)High school diploma, enrolled in IBEW/JATC or non-union program
$45,213$21.74/hr · 0-2 Years
2
Apprentice (Yr 3-4)4,000+ logged on-job training hours, passing state exam parts
$56,316$27.07/hr · 2-4 Years
3
Journeyman ElectricianState Journeyman License, 8,000 hours certified experience
$77,607$37.31/hr · 4-8 Years
4
Master ElectricianMaster Electrician exam, supervisor qualification, code mastery
$102,331$49.20/hr · 8+ Years
5
Electrical ContractorContractor license, business bonding, commercial bidding
$135,068$64.94/hr · 10+ Years
Scaled to the Chattanooga, TN-GA medianView National Electrician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chattanooga, TN-GA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,231/month Requires minimum annual gross of $49,240
HUD Fair Market Rent (2-Bedroom) $1,340/month Requires minimum annual gross of $53,600
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.97/hr
Per adult, 2 working adults + 1 child: $20.79/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chattanooga, TN-GA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$72,330-$11,661$56,329$2,166.50
+5h Overtime/Wk45 hrs$85,892-$15,503$65,235$2,509.05
+10h Overtime/Wk50 hrs$99,454-$19,345$74,141$2,851.59
+15h Overtime/Wk55 hrs$113,016-$23,187$83,047$3,194.13
+20h Overtime/Wk60 hrs$126,578-$27,029$91,953$3,536.67
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Electrician in Chattanooga, TN-GA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$72,330/yr
$34.77/hr · SOC 47-2111
Statutory Tax Drag
16.12% Effective
-$11,661 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,463/mo
Post-$1,231/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 47-2111
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Electrician in Chattanooga, TN-GA: Market Snapshot

Electrician roles in Chattanooga, TN-GA report a median annual wage of $72,330, 14.5% above the national median of $63,190. The 10th to 90th percentile band runs from $38,030 to $85,830, and HUD’s $1,231 monthly one-bedroom fair market rent equals 20.4% of that median gross pay. The single-adult living wage benchmark for the area is $24.97 per hour.

Highest-paying metropolitan areas for Electrician

Metropolitan areaMedian annual wageVs this market
Kankakee, IL$105,500+45.9%
Portland-Vancouver-Hillsboro, OR-WA$105,090+45.3%
Mount Vernon-Anacortes, WA$104,510+44.5%
Chicago-Naperville-Elgin, IL-IN$102,350+41.5%
Seattle-Tacoma-Bellevue, WA$101,780+40.7%
Champaign-Urbana, IL$100,320+38.7%
Urban Honolulu, HI$100,270+38.6%
Albany, OR$100,230+38.6%
Corvallis, OR$99,880+38.1%
Kennewick-Richland, WA$99,850+38.0%

Top-paying occupations benchmarked in Chattanooga, TN-GA

OccupationMedian annual wageMedian hourly
Chief Executives$209,990$100.96/hr
Architectural and Engineering Managers$163,720$78.71/hr
Computer and Information Systems Managers$152,980$73.55/hr
Financial Manager$151,530$72.85/hr
Administrative Services Managers$130,540$62.76/hr
Human Resources Managers$129,900$62.45/hr
Marketing Managers$124,360$59.79/hr
Purchasing Managers$123,750$59.50/hr
Industrial Production Managers$121,670$58.50/hr
Physician Assistant$121,600$58.46/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Electrician Salary in Chattanooga, TN-GA (2026) Overview

Electrician median pay in Chattanooga, TN-GA is $72,330 a year ($34.77/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage. Official 2026 economic data for Electrician in Chattanooga, TN-GA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for an Electrician in Chattanooga, TN-GA?

The median annual wage is $72,330 ($34.77 per hour). The middle 80% of earners make between $38,030 and $85,830. Source: BLS OEWS (May 2025).

What is the take-home pay for an Electrician in Chattanooga, TN-GA after taxes?

On the median wage of $72,330, a single filer with no pre-tax deductions takes home about $59,714 a year ($4,976 a month) after $12,616 in federal, FICA, state and local taxes, an effective rate of 17.44%, using 2026 tax rules.