SOC 13-2051

Financial Analyst Salary in Cape Coral-Fort Myers, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 124.02 (+24.0% vs US)
Net Compensation Yield 76.8% Realized
$60,939 / net annual direct deposit
Gross Adjusted $79,350 $38.15/hr
Effective Tax Drag 17.2% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$13,650 $524.99/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $38.15 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,761/yr)
0% Tax Shield: ~$1,047/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,580
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,920
Medicare Hospital Insurance
Statutory 1.45%
-$1,151
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$60,939 ($2,343.81 / check)
Category 2 of 6

Cape Coral-Fort Myers, FL Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $79,350
MIDDLE 50% (IQR RANGE) 10th $55.2k 25th $65.0k Median: $79,350 50th (Median) $79.3k 75th $104k 90th $157k You: $79,350
10th (Entry) $55,250 $26.56/hr
25th (Junior) $64,990 $31.25/hr
50th (Median) $79,350 $38.15/hr
75th (Senior) $104,310 $50.15/hr
90th (Lead/Master) $157,140 $75.55/hr
Career Progression & Licensing Milestones for Financial Analyst in Cape Coral-Fort Myers, FL
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$49,198$23.65/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$61,246$29.45/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$79,319$38.13/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$102,953$49.50/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$139,716$67.17/hr · 14+ Years
Scaled to the Cape Coral-Fort Myers, FL medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Cape Coral-Fort Myers, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
31% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,564/month Requires minimum annual gross of $62,560
HUD Fair Market Rent (2-Bedroom) $1,835/month Requires minimum annual gross of $73,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.43/hr
Per adult, 2 working adults + 1 child: $23.20/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Cape Coral-Fort Myers, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$79,350-$13,650$60,939$2,343.81
+5h Overtime/Wk45 hrs$94,228-$17,865$70,710$2,719.60
+10h Overtime/Wk50 hrs$109,106-$22,080$80,480$3,095.39
+15h Overtime/Wk55 hrs$123,984-$26,295$90,251$3,471.17
+20h Overtime/Wk60 hrs$138,863-$30,684$99,846$3,840.25
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Cape Coral-Fort Myers, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$79,350/yr
$38.15/hr · SOC 13-2051
Statutory Tax Drag
17.2% Effective
-$13,650 in Total Taxes
HUD 1BR Shelter Ratio
31% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,514/mo
Post-$1,564/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Cape Coral-Fort Myers, FL: Market Snapshot

Financial Analyst roles in Cape Coral-Fort Myers, FL report a median annual wage of $79,350, 22.8% below the national median of $102,740. The 10th to 90th percentile band runs from $55,250 to $157,140, and HUD’s $1,564 monthly one-bedroom fair market rent equals 23.7% of that median gross pay. The single-adult living wage benchmark for the area is $27.43 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+99.5%
San Jose-Sunnyvale-Santa Clara, CA$144,910+82.6%
Prescott Valley-Prescott, AZ$135,680+71.0%
San Francisco-Oakland-Fremont, CA$130,520+64.5%
New York-Newark-Jersey City, NY-NJ$128,930+62.5%
Seattle-Tacoma-Bellevue, WA$124,790+57.3%
Barnstable Town, MA$121,530+53.2%
Idaho Falls, ID$119,170+50.2%
Boston-Cambridge-Newton, MA-NH$117,520+48.1%
Portland-Vancouver-Hillsboro, OR-WA$117,280+47.8%

Top-paying occupations benchmarked in Cape Coral-Fort Myers, FL

OccupationMedian annual wageMedian hourly
Chief Executives$202,190$97.21/hr
Architectural and Engineering Managers$163,590$78.65/hr
Computer and Information Systems Managers$159,820$76.84/hr
Financial Manager$143,830$69.15/hr
Physician Assistant$131,700$63.32/hr
Human Resources Managers$131,570$63.25/hr
Cybersecurity Analyst$131,500$63.22/hr
Nurse Practitioner$129,670$62.34/hr
Marketing Managers$128,980$62.01/hr
Purchasing Managers$127,460$61.28/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Cape Coral-Fort Myers, FL (2026) Overview

Financial Analyst median pay in Cape Coral-Fort Myers, FL is $79,350 a year ($38.15/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Cape Coral-Fort Myers, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Cape Coral-Fort Myers, FL?

The median annual wage is $79,350 ($38.15 per hour). The middle 80% of earners make between $55,250 and $157,140. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Cape Coral-Fort Myers, FL after taxes?

On the median wage of $79,350, a single filer with no pre-tax deductions takes home about $64,653 a year ($5,388 a month) after $14,697 in federal, FICA, state and local taxes, an effective rate of 18.52%, using 2026 tax rules.