SOC 13-2051

Financial Analyst Salary in Providence-Warwick, RI-MA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + RI
COL Index: 111.2 (+11.2% vs US)
Net Compensation Yield 71.6% Realized
$71,772 / net annual direct deposit
Gross Adjusted $100,290 $48.22/hr
Effective Tax Drag 22.44% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$22,501 $865.40/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.22 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,017/yr)
0% Tax Shield: ~$1,324/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,910
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,218
Medicare Hospital Insurance
Statutory 1.45%
-$1,454
Rhode Island Individual Income Tax
State Marginal Bracket
-$2,918
Net Take-Home Annual Realized
$71,772 ($2,760.47 / check)
Category 2 of 6

Providence-Warwick, RI-MA Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $100,290
MIDDLE 50% (IQR RANGE) 10th $63.6k 25th $77.3k Median: $100,290 50th (Median) $100k 75th $131k 90th $171k You: $100,290
10th (Entry) $63,630 $30.59/hr
25th (Junior) $77,270 $37.15/hr
50th (Median) $100,290 $48.22/hr
75th (Senior) $131,110 $63.03/hr
90th (Lead/Master) $171,090 $82.25/hr
Career Progression & Licensing Milestones for Financial Analyst in Providence-Warwick, RI-MA
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$62,181$29.89/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$77,409$37.22/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$100,251$48.20/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$130,121$62.56/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$176,586$84.90/hr · 14+ Years
Scaled to the Providence-Warwick, RI-MA medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Providence-Warwick, RI-MA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,509/month Requires minimum annual gross of $60,360
HUD Fair Market Rent (2-Bedroom) $1,879/month Requires minimum annual gross of $75,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.59/hr
Per adult, 2 working adults + 1 child: $23.28/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Providence-Warwick, RI-MA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$100,290-$22,501$71,772$2,760.47
+5h Overtime/Wk45 hrs$119,094-$28,625$83,324$3,204.75
+10h Overtime/Wk50 hrs$137,899-$34,949$94,676$3,641.40
+15h Overtime/Wk55 hrs$156,703-$41,469$105,832$4,070.46
+20h Overtime/Wk60 hrs$175,508-$47,989$116,988$4,499.53
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Providence-Warwick, RI-MA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Rhode Island tax codes.

Market Baseline
$100,290/yr
$48.22/hr · SOC 13-2051
Statutory Tax Drag
22.44% Effective
-$22,501 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,472/mo
Post-$1,509/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Providence-Warwick, RI-MA: Market Snapshot

Financial Analyst roles in Providence-Warwick, RI-MA report a median annual wage of $100,290, 2.4% below the national median of $102,740. The 10th to 90th percentile band runs from $63,630 to $171,090, and HUD’s $1,509 monthly one-bedroom fair market rent equals 18.1% of that median gross pay. The single-adult living wage benchmark for the area is $24.59 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+57.9%
San Jose-Sunnyvale-Santa Clara, CA$144,910+44.5%
Prescott Valley-Prescott, AZ$135,680+35.3%
San Francisco-Oakland-Fremont, CA$130,520+30.1%
New York-Newark-Jersey City, NY-NJ$128,930+28.6%
Seattle-Tacoma-Bellevue, WA$124,790+24.4%
Barnstable Town, MA$121,530+21.2%
Idaho Falls, ID$119,170+18.8%
Boston-Cambridge-Newton, MA-NH$117,520+17.2%
Portland-Vancouver-Hillsboro, OR-WA$117,280+16.9%

Top-paying occupations benchmarked in Providence-Warwick, RI-MA

OccupationMedian annual wageMedian hourly
Chief Executives$243,620$117.12/hr
Architectural and Engineering Managers$172,640$83.00/hr
Computer and Information Systems Managers$171,220$82.32/hr
Financial Manager$167,570$80.56/hr
Human Resources Managers$163,290$78.50/hr
Compensation and Benefits Managers$162,440$78.10/hr
Advertising and Promotions Managers$157,890$75.91/hr
Sales Managers$148,880$71.58/hr
Public Relations Managers$146,370$70.37/hr
Natural Sciences Managers$144,920$69.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Providence-Warwick, RI-MA (2026) Overview

Financial Analyst median pay in Providence-Warwick, RI-MA is $100,290 a year ($48.22/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Providence-Warwick, RI-MA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Providence-Warwick, RI-MA?

The median annual wage is $100,290 ($48.22 per hour). The middle 80% of earners make between $63,630 and $171,090. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Providence-Warwick, RI-MA after taxes?

On the median wage of $100,290, a single filer with no pre-tax deductions takes home about $76,222 a year ($6,352 a month) after $24,068 in federal, FICA, state and local taxes, an effective rate of 24%, using 2026 tax rules.