SOC 11-3031

Financial Manager Salary in Providence-Warwick, RI-MA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + RI
COL Index: 111.2 (+11.2% vs US)
Net Compensation Yield 67.0% Realized
$112,279 / net annual direct deposit
Gross Adjusted $167,570 $80.56/hr
Effective Tax Drag 27% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$45,237 $1,739.89/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $80.56 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$10,054/yr)
0% Tax Shield: ~$2,413/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$26,538
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$10,389
Medicare Hospital Insurance
Statutory 1.45%
-$2,430
Rhode Island Individual Income Tax
State Marginal Bracket
-$5,880
Net Take-Home Annual Realized
$112,279 ($4,318.41 / check)
Category 2 of 6

Providence-Warwick, RI-MA Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $167,570
MIDDLE 50% (IQR RANGE) 10th $97.6k 25th $129k Median: $167,570 50th (Median) $168k 75th $220k 90th $301k You: $167,570
10th (Entry) $97,560 $46.90/hr
25th (Junior) $129,230 $62.13/hr
50th (Median) $167,570 $80.56/hr
75th (Senior) $219,920 $105.73/hr
90th (Lead/Master) $300,520 $144.48/hr
Career Progression & Licensing Milestones for Financial Manager in Providence-Warwick, RI-MA
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$94,866$45.61/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$126,253$60.70/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$167,600$80.58/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$221,321$106.40/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$325,241$156.37/hr · 14+ Years
Scaled to the Providence-Warwick, RI-MA medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Providence-Warwick, RI-MA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,509/month Requires minimum annual gross of $60,360
HUD Fair Market Rent (2-Bedroom) $1,879/month Requires minimum annual gross of $75,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.59/hr
Per adult, 2 working adults + 1 child: $23.28/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Providence-Warwick, RI-MA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$167,570-$45,237$112,279$4,318.41
+5h Overtime/Wk45 hrs$198,989-$55,233$131,817$5,069.87
+10h Overtime/Wk50 hrs$230,409-$64,623$151,961$5,844.65
+15h Overtime/Wk55 hrs$261,828-$76,479$169,640$6,524.61
+20h Overtime/Wk60 hrs$293,248-$88,537$187,116$7,196.77
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Providence-Warwick, RI-MA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Rhode Island tax codes.

Market Baseline
$167,570/yr
$80.56/hr · SOC 11-3031
Statutory Tax Drag
27% Effective
-$45,237 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$7,848/mo
Post-$1,509/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Providence-Warwick, RI-MA: Market Snapshot

Financial Manager roles in Providence-Warwick, RI-MA report a median annual wage of $167,570, 0.6% above the national median of $166,570. The 10th to 90th percentile band runs from $97,560 to $300,520, and HUD’s $1,509 monthly one-bedroom fair market rent equals 10.8% of that median gross pay. The single-adult living wage benchmark for the area is $24.59 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+34.4%
New York-Newark-Jersey City, NY-NJ$221,010+31.9%
San Francisco-Oakland-Fremont, CA$216,150+29.0%
Bridgeport-Stamford-Danbury, CT$211,000+25.9%
Boston-Cambridge-Newton, MA-NH$209,780+25.2%
Denver-Aurora-Centennial, CO$193,400+15.4%
Boulder, CO$192,970+15.2%
Seattle-Tacoma-Bellevue, WA$185,550+10.7%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+10.6%
Trenton-Princeton, NJ$184,800+10.3%

Top-paying occupations benchmarked in Providence-Warwick, RI-MA

OccupationMedian annual wageMedian hourly
Chief Executives$243,620$117.12/hr
Architectural and Engineering Managers$172,640$83.00/hr
Computer and Information Systems Managers$171,220$82.32/hr
Human Resources Managers$163,290$78.50/hr
Compensation and Benefits Managers$162,440$78.10/hr
Advertising and Promotions Managers$157,890$75.91/hr
Sales Managers$148,880$71.58/hr
Public Relations Managers$146,370$70.37/hr
Natural Sciences Managers$144,920$69.67/hr
Fundraising Managers$144,590$69.51/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Providence-Warwick, RI-MA (2026) Overview

Financial Manager median pay in Providence-Warwick, RI-MA is $167,570 a year ($80.56/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Manager in Providence-Warwick, RI-MA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Providence-Warwick, RI-MA?

The median annual wage is $167,570 ($80.56 per hour). The middle 80% of earners make between $97,560 and $300,520. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Providence-Warwick, RI-MA after taxes?

On the median wage of $167,570, a single filer with no pre-tax deductions takes home about $119,442 a year ($9,954 a month) after $48,128 in federal, FICA, state and local taxes, an effective rate of 28.72%, using 2026 tax rules.