SOC 13-2054

Risk Management Specialist Salary in Austin-Round Rock, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 125.57 (+25.6% vs US)
Net Compensation Yield 73.8% Realized
$80,023 / net annual direct deposit
Gross Adjusted $108,410 $52.12/hr
Effective Tax Drag 20.18% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$21,883 $841.64/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $52.12 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,505/yr)
0% Tax Shield: ~$1,431/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,589
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,721
Medicare Hospital Insurance
Statutory 1.45%
-$1,572
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$80,023 ($3,077.80 / check)
Category 2 of 6

Austin-Round Rock-San Marcos, TX Risk Management Specialist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $108,410
MIDDLE 50% (IQR RANGE) 10th $72.4k 25th $84.3k Median: $108,410 50th (Median) $108k 75th $144k 90th $144k You: $108,410
10th (Entry) $72,390 $34.80/hr
25th (Junior) $84,320 $40.54/hr
50th (Median) $108,410 $52.12/hr
75th (Senior) $143,790 $69.13/hr
90th (Lead/Master) $144,340 $69.39/hr
Career Progression & Licensing Milestones for Risk Management Specialist in Austin-Round Rock-San Marcos, TX
1
Junior Risk AnalystFinancial modeling, risk metric calculations (VaR), portfolio analysis
$66,526$31.98/hr · 0-2 Years
2
Risk Management SpecialistCredit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)
$99,789$47.98/hr · 2-5 Years
3
Senior Risk ManagerEnterprise risk frameworks, capital stress testing, counterparty hedging
$134,900$64.86/hr · 5-8 Years
4
Head of Risk GovernanceBoard risk committee reporting, institutional risk appetite governance
$173,707$83.51/hr · 8+ Years
Scaled to the Austin-Round Rock-San Marcos, TX medianView National Risk Management Specialist Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$49,240/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors-$12,260/yr
National median: $105,070
Skill overlap: 97%
Financial Specialists, All Other-$36,230/yr
National median: $81,100
Skill overlap: 92%
Management Analysts-$15,470/yr
National median: $101,860
Skill overlap: 91%View Salary
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Austin-Round Rock-San Marcos, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
23% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,530/month Requires minimum annual gross of $61,200
HUD Fair Market Rent (2-Bedroom) $1,817/month Requires minimum annual gross of $72,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.77/hr
Per adult, 2 working adults + 1 child: $23.78/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Austin-Round Rock-San Marcos, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$108,410-$21,883$80,023$3,077.80
+5h Overtime/Wk45 hrs$128,737-$27,641$93,372$3,591.21
+10h Overtime/Wk50 hrs$149,064-$33,766$106,354$4,090.53
+15h Overtime/Wk55 hrs$169,391-$39,907$119,320$4,589.24
+20h Overtime/Wk60 hrs$189,718-$45,724$132,610$5,100.40
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Risk Management Specialist in Austin-Round Rock-San Marcos, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$108,410/yr
$52.12/hr · SOC 13-2054
Statutory Tax Drag
20.18% Effective
-$21,883 in Total Taxes
HUD 1BR Shelter Ratio
23% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,139/mo
Post-$1,530/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2054
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Risk Management Specialist in Austin-Round Rock-San Marcos, TX: Market Snapshot

Risk Management Specialist roles in Austin-Round Rock-San Marcos, TX report a median annual wage of $108,410, 7.6% below the national median of $117,330. The 10th to 90th percentile band runs from $72,390 to $144,340, and HUD’s $1,530 monthly one-bedroom fair market rent equals 16.9% of that median gross pay. The single-adult living wage benchmark for the area is $27.77 per hour.

Highest-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$167,440+54.5%
San Jose-Sunnyvale-Santa Clara, CA$166,240+53.3%
New York-Newark-Jersey City, NY-NJ$139,670+28.8%
Seattle-Tacoma-Bellevue, WA$134,330+23.9%
Charlotte-Concord-Gastonia, NC-SC$133,530+23.2%
Boston-Cambridge-Newton, MA-NH$132,580+22.3%
Bridgeport-Stamford-Danbury, CT$132,480+22.2%
Winston-Salem, NC$131,630+21.4%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+20.7%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+16.7%

Top-paying occupations benchmarked in Austin-Round Rock-San Marcos, TX

OccupationMedian annual wageMedian hourly
Chief Executives$288,150$138.53/hr
Computer and Information Systems Managers$176,990$85.09/hr
Architectural and Engineering Managers$176,540$84.88/hr
Financial Manager$167,180$80.38/hr
Marketing Managers$164,920$79.29/hr
Sales Managers$151,760$72.96/hr
Compensation and Benefits Managers$148,650$71.47/hr
Purchasing Managers$140,820$67.70/hr
Human Resources Managers$140,670$67.63/hr
Data Engineer$139,960$67.29/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 121 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Risk Management Specialist Salary in Austin-Round Rock, TX (2026) Overview

Risk Management Specialist median pay in Austin-Round Rock-San Marcos, TX is $108,410 a year ($52.12/hr). See take-home pay after 2026 taxes, BLS wage. Official 2026 economic data for Risk Management Specialist in Austin-Round Rock-San Marcos, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Risk Management Specialist in Austin-Round Rock-San Marcos, TX?

The median annual wage is $108,410 ($52.12 per hour). The middle 80% of earners make between $72,390 and $144,340. Source: BLS OEWS (May 2025).

What is the take-home pay for a Risk Management Specialist in Austin-Round Rock-San Marcos, TX after taxes?

On the median wage of $108,410, a single filer with no pre-tax deductions takes home about $85,096 a year ($7,091 a month) after $23,314 in federal, FICA, state and local taxes, an effective rate of 21.5%, using 2026 tax rules.