SOC 13-2054

Risk Management Specialist Salary in Dallas-Fort Worth-Arlington, TX

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 122.98 (+23.0% vs US)
Net Compensation Yield 74.2% Realized
$76,969 / net annual direct deposit
Gross Adjusted $103,760 $49.88/hr
Effective Tax Drag 19.82% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$20,565 $790.97/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $49.88 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,226/yr)
0% Tax Shield: ~$1,370/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,628
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,433
Medicare Hospital Insurance
Statutory 1.45%
-$1,505
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$76,969 ($2,960.35 / check)
Category 2 of 6

Dallas-Fort Worth-Arlington, TX Risk Management Specialist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $103,760
MIDDLE 50% (IQR RANGE) 10th $64.3k 25th $80.9k Median: $103,760 50th (Median) $104k 75th $133k 90th $161k You: $103,760
10th (Entry) $64,260 $30.89/hr
25th (Junior) $80,890 $38.89/hr
50th (Median) $103,760 $49.88/hr
75th (Senior) $132,580 $63.74/hr
90th (Lead/Master) $160,630 $77.23/hr
Career Progression & Licensing Milestones for Risk Management Specialist in Dallas-Fort Worth-Arlington, TX
1
Junior Risk AnalystFinancial modeling, risk metric calculations (VaR), portfolio analysis
$63,673$30.61/hr · 0-2 Years
2
Risk Management SpecialistCredit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)
$95,509$45.92/hr · 2-5 Years
3
Senior Risk ManagerEnterprise risk frameworks, capital stress testing, counterparty hedging
$129,114$62.07/hr · 5-8 Years
4
Head of Risk GovernanceBoard risk committee reporting, institutional risk appetite governance
$166,257$79.93/hr · 8+ Years
Scaled to the Dallas-Fort Worth-Arlington, TX medianView National Risk Management Specialist Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$49,240/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors-$12,260/yr
National median: $105,070
Skill overlap: 97%
Financial Specialists, All Other-$36,230/yr
National median: $81,100
Skill overlap: 92%
Management Analysts-$15,470/yr
National median: $101,860
Skill overlap: 91%View Salary
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Dallas-Fort Worth-Arlington, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
24% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,536/month Requires minimum annual gross of $61,440
HUD Fair Market Rent (2-Bedroom) $1,807/month Requires minimum annual gross of $72,280
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.20/hr
Per adult, 2 working adults + 1 child: $22.92/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Dallas-Fort Worth-Arlington, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$103,760-$20,565$76,969$2,960.35
+5h Overtime/Wk45 hrs$123,215-$26,077$89,745$3,451.74
+10h Overtime/Wk50 hrs$142,670-$31,835$102,275$3,933.66
+15h Overtime/Wk55 hrs$162,125-$37,712$114,686$4,410.98
+20h Overtime/Wk60 hrs$181,580-$43,589$127,096$4,888.30
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Risk Management Specialist in Dallas-Fort Worth-Arlington, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$103,760/yr
$49.88/hr · SOC 13-2054
Statutory Tax Drag
19.82% Effective
-$20,565 in Total Taxes
HUD 1BR Shelter Ratio
24% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,878/mo
Post-$1,536/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2054
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Risk Management Specialist in Dallas-Fort Worth-Arlington, TX: Market Snapshot

Risk Management Specialist roles in Dallas-Fort Worth-Arlington, TX report a median annual wage of $103,760, 11.6% below the national median of $117,330. The 10th to 90th percentile band runs from $64,260 to $160,630, and HUD’s $1,536 monthly one-bedroom fair market rent equals 17.8% of that median gross pay. The single-adult living wage benchmark for the area is $27.20 per hour.

Highest-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$167,440+61.4%
San Jose-Sunnyvale-Santa Clara, CA$166,240+60.2%
New York-Newark-Jersey City, NY-NJ$139,670+34.6%
Seattle-Tacoma-Bellevue, WA$134,330+29.5%
Charlotte-Concord-Gastonia, NC-SC$133,530+28.7%
Boston-Cambridge-Newton, MA-NH$132,580+27.8%
Bridgeport-Stamford-Danbury, CT$132,480+27.7%
Winston-Salem, NC$131,630+26.9%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+26.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+21.9%

Top-paying occupations benchmarked in Dallas-Fort Worth-Arlington, TX

OccupationMedian annual wageMedian hourly
Chief Executives$320,060$153.88/hr
Computer and Information Systems Managers$173,810$83.56/hr
Architectural and Engineering Managers$172,160$82.77/hr
Financial Manager$169,200$81.35/hr
Marketing Managers$155,460$74.74/hr
Data Engineer$154,770$74.41/hr
Compensation and Benefits Managers$145,930$70.16/hr
Sales Managers$144,290$69.37/hr
Human Resources Managers$140,890$67.74/hr
Purchasing Managers$137,820$66.26/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 121 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Risk Management Specialist Salary in Dallas-Fort Worth-Arlington, TX Overview

Risk Management Specialist median pay in Dallas-Fort Worth-Arlington, TX is $103,760 a year ($49.88/hr). See take-home pay after 2026 taxes, BLS wage. Official 2026 economic data for Risk Management Specialist in Dallas-Fort Worth-Arlington, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Risk Management Specialist in Dallas-Fort Worth-Arlington, TX?

The median annual wage is $103,760 ($49.88 per hour). The middle 80% of earners make between $64,260 and $160,630. Source: BLS OEWS (May 2025).

What is the take-home pay for a Risk Management Specialist in Dallas-Fort Worth-Arlington, TX after taxes?

On the median wage of $103,760, a single filer with no pre-tax deductions takes home about $81,825 a year ($6,819 a month) after $21,935 in federal, FICA, state and local taxes, an effective rate of 21.14%, using 2026 tax rules.