SOC 13-2054

Risk Management Specialist Salary in Manchester-Nashua, NH (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NH
COL Index: 114.6 (+14.6% vs US)
Net Compensation Yield 73.9% Realized
$79,268 / net annual direct deposit
Gross Adjusted $107,260 $51.57/hr
Effective Tax Drag 20.1% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$21,557 $829.11/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $51.57 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,436/yr)
0% Tax Shield: ~$1,416/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$13,351
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,650
Medicare Hospital Insurance
Statutory 1.45%
-$1,555
New Hampshire Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$79,268 ($3,048.76 / check)
Category 2 of 6

Manchester-Nashua, NH Risk Management Specialist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $107,260
MIDDLE 50% (IQR RANGE) 10th $75.1k 25th $82.2k Median: $107,260 50th (Median) $107k 75th $144k 90th $160k You: $107,260
10th (Entry) $75,100 $36.11/hr
25th (Junior) $82,240 $39.54/hr
50th (Median) $107,260 $51.57/hr
75th (Senior) $143,740 $69.11/hr
90th (Lead/Master) $160,060 $76.95/hr
Career Progression & Licensing Milestones for Risk Management Specialist in Manchester-Nashua, NH
1
Junior Risk AnalystFinancial modeling, risk metric calculations (VaR), portfolio analysis
$65,821$31.64/hr · 0-2 Years
2
Risk Management SpecialistCredit risk, market risk modeling, regulatory reporting (Basel/Dodd-Frank)
$98,731$47.47/hr · 2-5 Years
3
Senior Risk ManagerEnterprise risk frameworks, capital stress testing, counterparty hedging
$133,469$64.17/hr · 5-8 Years
4
Head of Risk GovernanceBoard risk committee reporting, institutional risk appetite governance
$171,865$82.63/hr · 8+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$49,240/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors-$12,260/yr
National median: $105,070
Skill overlap: 97%
Financial Specialists, All Other-$36,230/yr
National median: $81,100
Skill overlap: 92%
Management Analysts-$15,470/yr
National median: $101,860
Skill overlap: 91%View Salary
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Manchester-Nashua, NH under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,657/month Requires minimum annual gross of $66,280
HUD Fair Market Rent (2-Bedroom) $2,168/month Requires minimum annual gross of $86,720
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.34/hr
Per adult, 2 working adults + 1 child: $24.22/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Manchester-Nashua, NH.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$107,260-$21,557$79,268$3,048.76
+5h Overtime/Wk45 hrs$127,371-$27,254$92,475$3,556.72
+10h Overtime/Wk50 hrs$147,483-$33,288$105,345$4,051.73
+15h Overtime/Wk55 hrs$167,594-$39,364$118,174$4,545.16
+20h Overtime/Wk60 hrs$187,705-$45,241$131,202$5,046.22
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Risk Management Specialist in Manchester-Nashua, NH: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New Hampshire tax codes.

Market Baseline
$107,260/yr
$51.57/hr · SOC 13-2054
Statutory Tax Drag
20.1% Effective
-$21,557 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,949/mo
Post-$1,657/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2054
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Risk Management Specialist in Manchester-Nashua, NH: Market Snapshot

Risk Management Specialist roles in Manchester-Nashua, NH report a median annual wage of $107,260, 8.6% below the national median of $117,330. The 10th to 90th percentile band runs from $75,100 to $160,060, and HUD’s $1,657 monthly one-bedroom fair market rent equals 18.5% of that median gross pay. The single-adult living wage benchmark for the area is $25.34 per hour.

Highest-paying metropolitan areas for Risk Management Specialist

Metropolitan areaMedian annual wageVs this market
San Francisco-Oakland-Fremont, CA$167,440+56.1%
San Jose-Sunnyvale-Santa Clara, CA$166,240+55.0%
New York-Newark-Jersey City, NY-NJ$139,670+30.2%
Seattle-Tacoma-Bellevue, WA$134,330+25.2%
Charlotte-Concord-Gastonia, NC-SC$133,530+24.5%
Boston-Cambridge-Newton, MA-NH$132,580+23.6%
Bridgeport-Stamford-Danbury, CT$132,480+23.5%
Winston-Salem, NC$131,630+22.7%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD$130,880+22.0%
Washington-Arlington-Alexandria, DC-VA-MD-WV$126,510+17.9%

Top-paying occupations benchmarked in Manchester-Nashua, NH

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$212,050$101.95/hr
Chief Executives$196,990$94.71/hr
Computer and Information Systems Managers$175,530$84.39/hr
Industrial Production Managers$174,360$83.83/hr
Purchasing Managers$165,870$79.75/hr
Marketing Managers$162,850$78.29/hr
Software Engineer$162,090$77.93/hr
Sales Managers$161,410$77.60/hr
Natural Sciences Managers$160,040$76.94/hr
Compensation and Benefits Managers$151,120$72.65/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 121 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Risk Management Specialist Salary in Manchester-Nashua, NH (2026) Overview

Risk Management Specialist median pay in Manchester-Nashua, NH is $107,260 a year ($51.57/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Risk Management Specialist in Manchester-Nashua, NH compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Risk Management Specialist in Manchester-Nashua, NH?

The median annual wage is $107,260 ($51.57 per hour). The middle 80% of earners make between $75,100 and $160,060. Source: BLS OEWS (May 2025).

What is the take-home pay for a Risk Management Specialist in Manchester-Nashua, NH after taxes?

On the median wage of $107,260, a single filer with no pre-tax deductions takes home about $84,287 a year ($7,024 a month) after $22,973 in federal, FICA, state and local taxes, an effective rate of 21.42%, using 2026 tax rules.