SOC 15-1252

Software Engineer Salary in Sherman-Denison, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 107.82 (+7.8% vs US)
Net Compensation Yield 72.5% Realized
$93,301 / net annual direct deposit
Gross Adjusted $128,630 $61.84/hr
Effective Tax Drag 21.47% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$27,611 $1,061.96/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $61.84 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,718/yr)
0% Tax Shield: ~$1,698/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$17,771
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,975
Medicare Hospital Insurance
Statutory 1.45%
-$1,865
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$93,301 ($3,588.51 / check)
Category 2 of 6

Sherman-Denison, TX Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $128,630
MIDDLE 50% (IQR RANGE) 10th $78.2k 25th $101k Median: $128,630 50th (Median) $129k 75th $153k 90th $190k You: $128,630
10th (Entry) $78,250 $37.62/hr
25th (Junior) $101,320 $48.71/hr
50th (Median) $128,630 $61.84/hr
75th (Senior) $152,880 $73.50/hr
90th (Lead/Master) $190,470 $91.57/hr
Career Progression & Licensing Milestones for Software Engineer in Sherman-Denison, TX
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$83,716$40.25/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$121,081$58.21/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$162,703$78.22/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$215,676$103.69/hr · 8+ Years
Scaled to the Sherman-Denison, TX medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Sherman-Denison, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
14% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,126/month Requires minimum annual gross of $45,040
HUD Fair Market Rent (2-Bedroom) $1,395/month Requires minimum annual gross of $55,800
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.85/hr
Per adult, 2 working adults + 1 child: $20.58/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Sherman-Denison, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$128,630-$27,611$93,301$3,588.51
+5h Overtime/Wk45 hrs$152,748-$34,879$108,704$4,180.92
+10h Overtime/Wk50 hrs$176,866-$42,165$124,089$4,772.65
+15h Overtime/Wk55 hrs$200,984-$48,438$140,487$5,403.35
+20h Overtime/Wk60 hrs$225,103-$54,446$157,150$6,044.24
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Sherman-Denison, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$128,630/yr
$61.84/hr · SOC 15-1252
Statutory Tax Drag
21.47% Effective
-$27,611 in Total Taxes
HUD 1BR Shelter Ratio
14% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,649/mo
Post-$1,126/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Sherman-Denison, TX: Market Snapshot

Software Engineer roles in Sherman-Denison, TX report a median annual wage of $128,630, 5.4% below the national median of $135,980. The 10th to 90th percentile band runs from $78,250 to $190,470, and HUD’s $1,126 monthly one-bedroom fair market rent equals 10.5% of that median gross pay. The single-adult living wage benchmark for the area is $23.85 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+65.7%
San Francisco-Oakland-Fremont, CA$186,640+45.1%
Seattle-Tacoma-Bellevue, WA$167,280+30.0%
New York-Newark-Jersey City, NY-NJ$166,830+29.7%
Boston-Cambridge-Newton, MA-NH$166,090+29.1%
Boulder, CO$164,560+27.9%
San Diego-Chula Vista-Carlsbad, CA$163,270+26.9%
Bridgeport-Stamford-Danbury, CT$162,650+26.4%
Manchester-Nashua, NH$162,090+26.0%
Los Angeles-Long Beach-Anaheim, CA$160,920+25.1%

Top-paying occupations benchmarked in Sherman-Denison, TX

OccupationMedian annual wageMedian hourly
Chief Executives$200,920$96.60/hr
Architectural and Engineering Managers$159,950$76.90/hr
Computer and Information Systems Managers$140,900$67.74/hr
Marketing Managers$139,040$66.85/hr
Nurse Practitioner$127,760$61.42/hr
Financial Manager$125,850$60.50/hr
Sales Managers$124,110$59.67/hr
Industrial Production Managers$121,330$58.33/hr
Human Resources Managers$110,770$53.25/hr
Facilities Managers$107,780$51.82/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Sherman-Denison, TX (2026) Overview

Software Engineer median pay in Sherman-Denison, TX is $128,630 a year ($61.84/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Software Engineer in Sherman-Denison, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Sherman-Denison, TX?

The median annual wage is $128,630 ($61.84 per hour). The middle 80% of earners make between $78,250 and $190,470. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Sherman-Denison, TX after taxes?

On the median wage of $128,630, a single filer with no pre-tax deductions takes home about $99,185 a year ($8,265 a month) after $29,445 in federal, FICA, state and local taxes, an effective rate of 22.89%, using 2026 tax rules.