SOC 15-1252

Software Engineer Salary in Sioux City, IA-NE-SD (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 88.47 (-11.5% vs US)
Net Compensation Yield 71.4% Realized
$72,175 / net annual direct deposit
Gross Adjusted $101,150 $48.63/hr
Effective Tax Drag 22.65% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$22,906 $880.98/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.63 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,069/yr)
0% Tax Shield: ~$1,335/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,088
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,271
Medicare Hospital Insurance
Statutory 1.45%
-$1,467
Iowa Individual Income Tax
State Marginal Bracket
-$2,961
Sioux City school district surtax
LOCAL
-$118
Net Take-Home Annual Realized
$72,175 ($2,775.98 / check)
Category 2 of 6

Sioux City, IA-NE-SD Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $101,150
MIDDLE 50% (IQR RANGE) 10th $72.2k 25th $80.8k Median: $101,150 50th (Median) $101k 75th $124k 90th $140k You: $101,150
10th (Entry) $72,170 $34.70/hr
25th (Junior) $80,790 $38.84/hr
50th (Median) $101,150 $48.63/hr
75th (Senior) $123,700 $59.47/hr
90th (Lead/Master) $139,990 $67.30/hr
Career Progression & Licensing Milestones for Software Engineer in Sioux City, IA-NE-SD
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$65,832$31.65/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$95,214$45.78/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$127,944$61.51/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$169,600$81.54/hr · 8+ Years
Scaled to the Sioux City, IA-NE-SD medianView National Software Engineer Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Sioux City, IA-NE-SD under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $965/month Requires minimum annual gross of $38,600
HUD Fair Market Rent (2-Bedroom) $1,194/month Requires minimum annual gross of $47,760
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.56/hr
Per adult, 2 working adults + 1 child: $18.38/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Sioux City, IA-NE-SD.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$101,150-$22,906$72,175$2,775.98
+5h Overtime/Wk45 hrs$120,116-$28,983$83,926$3,227.91
+10h Overtime/Wk50 hrs$139,081-$35,239$95,497$3,672.97
+15h Overtime/Wk55 hrs$158,047-$41,673$106,891$4,111.18
+20h Overtime/Wk60 hrs$177,013-$48,107$118,284$4,549.40
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Sioux City, IA-NE-SD: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$101,150/yr
$48.63/hr · SOC 15-1252
Statutory Tax Drag
22.65% Effective
-$22,906 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,050/mo
Post-$965/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Sioux City, IA-NE-SD: Market Snapshot

Software Engineer roles in Sioux City, IA-NE-SD report a median annual wage of $101,150, 25.6% below the national median of $135,980. The 10th to 90th percentile band runs from $72,170 to $139,990, and HUD’s $965 monthly one-bedroom fair market rent equals 11.4% of that median gross pay. The single-adult living wage benchmark for the area is $19.56 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+110.7%
San Francisco-Oakland-Fremont, CA$186,640+84.5%
Seattle-Tacoma-Bellevue, WA$167,280+65.4%
New York-Newark-Jersey City, NY-NJ$166,830+64.9%
Boston-Cambridge-Newton, MA-NH$166,090+64.2%
Boulder, CO$164,560+62.7%
San Diego-Chula Vista-Carlsbad, CA$163,270+61.4%
Bridgeport-Stamford-Danbury, CT$162,650+60.8%
Manchester-Nashua, NH$162,090+60.2%
Los Angeles-Long Beach-Anaheim, CA$160,920+59.1%

Top-paying occupations benchmarked in Sioux City, IA-NE-SD

OccupationMedian annual wageMedian hourly
Chief Executives$220,590$106.05/hr
Architectural and Engineering Managers$164,990$79.32/hr
Computer and Information Systems Managers$135,570$65.18/hr
Financial Manager$134,510$64.67/hr
Sales Managers$132,150$63.53/hr
Physician Assistant$130,970$62.97/hr
Nurse Practitioner$129,060$62.05/hr
Human Resources Managers$125,430$60.30/hr
Industrial Production Managers$122,430$58.86/hr
Marketing Managers$119,410$57.41/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Sioux City, IA-NE-SD (2026) Overview

Software Engineer median pay in Sioux City, IA-NE-SD is $101,150 a year ($48.63/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Software Engineer in Sioux City, IA-NE-SD compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Sioux City, IA-NE-SD?

The median annual wage is $101,150 ($48.63 per hour). The middle 80% of earners make between $72,170 and $139,990. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Sioux City, IA-NE-SD after taxes?

On the median wage of $101,150, a single filer with no pre-tax deductions takes home about $76,669 a year ($6,389 a month) after $24,481 in federal, FICA, state and local taxes, an effective rate of 24.2%, using 2026 tax rules.