SOC 15-1252

Software Engineer Salary in Texarkana, TX-AR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 94.93 (-5.1% vs US)
Net Compensation Yield 73.3% Realized
$85,329 / net annual direct deposit
Gross Adjusted $116,490 $56.00/hr
Effective Tax Drag 20.75% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$24,172 $929.68/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $56.00 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,989/yr)
0% Tax Shield: ~$1,538/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$15,260
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,222
Medicare Hospital Insurance
Statutory 1.45%
-$1,689
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$85,329 ($3,281.88 / check)
Category 2 of 6

Texarkana, TX-AR Software Engineer Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $116,490
MIDDLE 50% (IQR RANGE) 10th $72.2k 25th $89.9k Median: $116,490 50th (Median) $116k 75th $152k 90th $163k You: $116,490
10th (Entry) $72,180 $34.70/hr
25th (Junior) $89,940 $43.24/hr
50th (Median) $116,490 $56.00/hr
75th (Senior) $151,810 $72.99/hr
90th (Lead/Master) $163,170 $78.45/hr
Career Progression & Licensing Milestones for Software Engineer in Texarkana, TX-AR
1
Junior Software Engineer (L3)CS degree or equivalent bootcamp/portfolio, foundational data structures
$75,815$36.45/hr · 0-2 Years
2
Mid-Level Software Engineer (L4)Independent feature delivery, system design, CI/CD and DB optimization
$109,654$52.72/hr · 2-5 Years
3
Senior Software Engineer (L5)Architectural leadership, cross-team design reviews, mentorship
$147,347$70.84/hr · 5-8 Years
4
Staff / Principal Engineer (L6)Company-wide tech strategy, distributed system fault tolerance, high scale
$195,321$93.90/hr · 8+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Texarkana, TX-AR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
12% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $874/month Requires minimum annual gross of $34,960
HUD Fair Market Rent (2-Bedroom) $1,118/month Requires minimum annual gross of $44,720
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.99/hr
Per adult, 2 working adults + 1 child: $18.07/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Texarkana, TX-AR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$116,490-$24,172$85,329$3,281.88
+5h Overtime/Wk45 hrs$138,332-$30,524$99,508$3,827.23
+10h Overtime/Wk50 hrs$160,174-$37,122$113,441$4,363.11
+15h Overtime/Wk55 hrs$182,016-$43,721$127,374$4,898.99
+20h Overtime/Wk60 hrs$203,858-$49,154$142,472$5,479.70
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Software Engineer in Texarkana, TX-AR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$116,490/yr
$56.00/hr · SOC 15-1252
Statutory Tax Drag
20.75% Effective
-$24,172 in Total Taxes
HUD 1BR Shelter Ratio
12% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,237/mo
Post-$874/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-1252
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Software Engineer in Texarkana, TX-AR: Market Snapshot

Software Engineer roles in Texarkana, TX-AR report a median annual wage of $116,490, 14.3% below the national median of $135,980. The 10th to 90th percentile band runs from $72,180 to $163,170, and HUD’s $874 monthly one-bedroom fair market rent equals 9.0% of that median gross pay. The single-adult living wage benchmark for the area is $20.99 per hour.

Highest-paying metropolitan areas for Software Engineer

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$213,110+82.9%
San Francisco-Oakland-Fremont, CA$186,640+60.2%
Seattle-Tacoma-Bellevue, WA$167,280+43.6%
New York-Newark-Jersey City, NY-NJ$166,830+43.2%
Boston-Cambridge-Newton, MA-NH$166,090+42.6%
Boulder, CO$164,560+41.3%
San Diego-Chula Vista-Carlsbad, CA$163,270+40.2%
Bridgeport-Stamford-Danbury, CT$162,650+39.6%
Manchester-Nashua, NH$162,090+39.1%
Los Angeles-Long Beach-Anaheim, CA$160,920+38.1%

Top-paying occupations benchmarked in Texarkana, TX-AR

OccupationMedian annual wageMedian hourly
Chief Executives$161,180$77.49/hr
Computer and Information Systems Managers$128,650$61.85/hr
Nurse Practitioner$127,920$61.50/hr
Physician Assistant$124,870$60.03/hr
Financial Manager$121,770$58.54/hr
Industrial Production Managers$118,450$56.95/hr
Human Resources Managers$106,610$51.25/hr
Sales Managers$102,780$49.41/hr
Marketing Managers$99,790$47.98/hr
Administrative Services Managers$99,460$47.82/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 377 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Software Engineer Salary in Texarkana, TX-AR (2026) Overview

Software Engineer median pay in Texarkana, TX-AR is $116,490 a year ($56.00/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Software Engineer in Texarkana, TX-AR compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Software Engineer in Texarkana, TX-AR?

The median annual wage is $116,490 ($56.00 per hour). The middle 80% of earners make between $72,180 and $163,170. Source: BLS OEWS (May 2025).

What is the take-home pay for a Software Engineer in Texarkana, TX-AR after taxes?

On the median wage of $116,490, a single filer with no pre-tax deductions takes home about $90,781 a year ($7,565 a month) after $25,709 in federal, FICA, state and local taxes, an effective rate of 22.07%, using 2026 tax rules.