2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Amarillo, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Amarillo, TX.

Popular Corridors:
Equivalent Salary
$74,800
To maintain parity
Cost of Living Delta
-25.2%
Overall expenditure basket
Annual Tax Delta
$0
State + local taxes
Annual 1BR Rent Delta
-$7,512
HUD Fair Market Rents
Net Annual Buffer
+$7,512/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Amarillo, TX

COL 94.0
Gross Parity Income $74,800
Federal Income Tax -$7,626
FICA (SS & Medicare) -$5,722
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $61,452
HUD 1BR Fair Market Rent -$10,848
Discretionary Cash Flow $50,604

EPI family budgets put living costs 25.2% lower in Amarillo, TX than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $74,800 in Amarillo. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $904 in Amarillo, $7,512 a year less. On a $100,000 salary a single filer pays the same total tax in both metros. Taxes and one-bedroom rent together leave you about $7,512 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $44,580 in Amarillo.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Amarillo (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$904-$626-40.9%
Food & Groceries$334$332-$2-0.6%
Transportation$1,062$1,054-$8-0.8%
Healthcare$467$497+$30+6.4%
Other Necessities$585$356-$229-39.1%
Total Taxes (Federal, State, Local, FICA)$1,735$1,735$00.0%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$626/mo (-40.9%)
Austin-Round Rock-San Marcos: $1,530/mo Amarillo: $904/mo
2-Bedroom Fair Market Rent -$710/mo (-39.1%)
Austin-Round Rock-San Marcos: $1,817/mo Amarillo: $1,107/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$6.99/hr (-25.2%)
Austin-Round Rock-San Marcos: $27.77/hr Amarillo: $20.78/hr
2 Adults + 1 Child (per earner) -$4.55/hr (-19.1%)
Austin-Round Rock-San Marcos: $23.78/hr Amarillo: $19.23/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Amarillo Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$85,770-$32,080 (-27.2%)View Dossier
Software EngineerTechnologyTechnology$134,120$116,530-$17,590 (-13.1%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$86,850-$11,040 (-11.3%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$83,210-$19,180 (-18.7%)View Dossier
Accountant & AuditorFinanceFinance$83,120$76,200-$6,920 (-8.3%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$149,990-$27,000 (-15.3%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$113,350-$38,410 (-25.3%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$82,850-$46,620 (-36.0%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$54,360-$6,030 (-10.0%)View Dossier
Financial ManagerFinanceFinance$167,180$143,350-$23,830 (-14.3%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$119,140-$45,780 (-27.8%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$82,000-$24,600 (-23.1%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Amarillo, TX Relocation FAQs

About $74,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 94.0 in Amarillo, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Amarillo, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Amarillo, TX to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Amarillo, TX Overview

Austin-Round Rock-San Marcos, TX to Amarillo, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Amarillo, TX to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $74,800. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 94.0 in Amarillo, TX, from EPI family budgets); taxes are compared separately below.

Is Amarillo, TX cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 25.2% lower in Amarillo, TX than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.