2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Elizabethtown, KY

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Elizabethtown, KY.

Popular Corridors:
Equivalent Salary
$79,900
To maintain parity
Cost of Living Delta
-20.1%
Overall expenditure basket
Annual Tax Delta
-$5,332
State + local taxes
Annual 1BR Rent Delta
-$7,968
HUD Fair Market Rents
Net Annual Buffer
+$2,636/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Elizabethtown, KY

COL 100.3
Gross Parity Income $79,900
Federal Income Tax -$8,748
FICA (SS & Medicare) -$6,112
State Income Tax -$2,679
Local / City Tax -$1,558
Net Annual Take-Home $60,803
HUD 1BR Fair Market Rent -$10,392
Discretionary Cash Flow $50,411

EPI family budgets put living costs 20.1% lower in Elizabethtown, KY than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $79,900 in Elizabethtown. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $866 in Elizabethtown, $7,968 a year less. On the same $100,000 salary a single filer pays $5,332 more a year in federal, state and local income tax and FICA in Elizabethtown. Taxes and one-bedroom rent together leave you about $2,636 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $46,810 in Elizabethtown.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Elizabethtown (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$866-$664-43.4%
Food & Groceries$334$321-$13-3.9%
Transportation$1,062$1,084+$22+2.1%
Healthcare$467$440-$27-5.8%
Other Necessities$585$366-$219-37.4%
Total Taxes (Federal, State, Local, FICA)$1,735$2,179+$444+25.6%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$664/mo (-43.4%)
Austin-Round Rock-San Marcos: $1,530/mo Elizabethtown: $866/mo
2-Bedroom Fair Market Rent -$730/mo (-40.2%)
Austin-Round Rock-San Marcos: $1,817/mo Elizabethtown: $1,087/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$5.58/hr (-20.1%)
Austin-Round Rock-San Marcos: $27.77/hr Elizabethtown: $22.19/hr
2 Adults + 1 Child (per earner) -$4.41/hr (-18.5%)
Austin-Round Rock-San Marcos: $23.78/hr Elizabethtown: $19.37/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Elizabethtown Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$76,770-$41,080 (-34.9%)View Dossier
Software EngineerTechnologyTechnology$134,120$95,980-$38,140 (-28.4%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$77,930-$19,960 (-20.4%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$77,260-$25,130 (-24.5%)View Dossier
Accountant & AuditorFinanceFinance$83,120$74,020-$9,100 (-10.9%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$125,260-$51,730 (-29.2%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$106,330-$23,140 (-17.9%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$121,830-$29,930 (-19.7%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$54,460-$5,930 (-9.8%)View Dossier
Financial ManagerFinanceFinance$167,180$125,340-$41,840 (-25.0%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$133,220-$31,700 (-19.2%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$100,420-$6,180 (-5.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Elizabethtown, KY Relocation FAQs

About $79,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 100.3 in Elizabethtown, KY, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Elizabethtown, KY: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Elizabethtown, KY to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Elizabethtown, KY Overview

Austin-Round Rock-San Marcos, TX to Elizabethtown, KY: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Elizabethtown, KY to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $79,900. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 100.3 in Elizabethtown, KY, from EPI family budgets); taxes are compared separately below.

Is Elizabethtown, KY cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 20.1% lower in Elizabethtown, KY than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.