2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Ogden, UT

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Ogden, UT.

Popular Corridors:
Equivalent Salary
$96,500
To maintain parity
Cost of Living Delta
-3.5%
Overall expenditure basket
Annual Tax Delta
-$4,500
State + local taxes
Annual 1BR Rent Delta
-$3,348
HUD Fair Market Rents
Net Annual Buffer
-$1,152/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Ogden, UT

COL 121.2
Gross Parity Income $96,500
Federal Income Tax -$12,400
FICA (SS & Medicare) -$7,382
State Income Tax -$4,343
Local / City Tax $0
Net Annual Take-Home $72,375
HUD 1BR Fair Market Rent -$15,012
Discretionary Cash Flow $57,363

EPI family budgets put living costs 3.5% lower in Ogden, UT than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $96,500 in Ogden. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $1,251 in Ogden, $3,348 a year less. On the same $100,000 salary a single filer pays $4,500 more a year in federal, state and local income tax and FICA in Ogden. Taxes and one-bedroom rent together leave you about $1,152 a year worse off. The BLS median wage across all occupations is $56,950 in Austin and $48,900 in Ogden.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Ogden (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$1,251-$279-18.2%
Food & Groceries$334$351+$17+5.1%
Transportation$1,062$1,197+$135+12.7%
Healthcare$467$502+$35+7.5%
Other Necessities$585$469-$116-19.8%
Total Taxes (Federal, State, Local, FICA)$1,735$2,110+$375+21.6%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$279/mo (-18.2%)
Austin-Round Rock-San Marcos: $1,530/mo Ogden: $1,251/mo
2-Bedroom Fair Market Rent -$226/mo (-12.4%)
Austin-Round Rock-San Marcos: $1,817/mo Ogden: $1,591/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$0.96/hr (-3.5%)
Austin-Round Rock-San Marcos: $27.77/hr Ogden: $26.81/hr
2 Adults + 1 Child (per earner) -$0.47/hr (-2.0%)
Austin-Round Rock-San Marcos: $23.78/hr Ogden: $23.31/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Ogden Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$93,610-$24,240 (-20.6%)View Dossier
Software EngineerTechnologyTechnology$134,120$109,880-$24,240 (-18.1%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$81,840-$16,050 (-16.4%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$104,360+$1,970 (+1.9%)View Dossier
Accountant & AuditorFinanceFinance$83,120$82,010-$1,110 (-1.3%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$103,440-$26,030 (-20.1%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$162,710-$14,280 (-8.1%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$131,320-$20,440 (-13.5%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$62,030+$1,640 (+2.7%)View Dossier
Financial ManagerFinanceFinance$167,180$135,300-$31,880 (-19.1%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$91,560-$15,040 (-14.1%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$124,810-$40,110 (-24.3%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Ogden, UT Relocation FAQs

About $96,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 121.2 in Ogden, UT, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Ogden, UT: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Ogden, UT to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Ogden, UT Overview

Austin-Round Rock-San Marcos, TX to Ogden, UT: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary.

Quick answers
How much salary do I need in Ogden, UT to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $96,500. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 121.2 in Ogden, UT, from EPI family budgets); taxes are compared separately below.

Is Ogden, UT cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 3.5% lower in Ogden, UT than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.