2026 Relocation & Cost Arbitrage Engine

Relocation: Austin-Round Rock-San Marcos, TX to Oshkosh-Neenah, WI

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Austin-Round Rock-San Marcos, TX to Oshkosh-Neenah, WI.

Popular Corridors:
Equivalent Salary
$76,000
To maintain parity
Cost of Living Delta
-24.0%
Overall expenditure basket
Annual Tax Delta
-$4,428
State + local taxes
Annual 1BR Rent Delta
-$7,128
HUD Fair Market Rents
Net Annual Buffer
+$2,700/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Austin-Round Rock-San Marcos, TX

COL 125.6
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$0
Local / City Tax $0
Net Annual Take-Home $79,180
HUD 1BR Fair Market Rent -$18,360
Discretionary Cash Flow $60,820
Target Market
Destination Location

Oshkosh-Neenah, WI

COL 95.5
Gross Parity Income $76,000
Federal Income Tax -$7,890
FICA (SS & Medicare) -$5,814
State Income Tax -$3,003
Local / City Tax $0
Net Annual Take-Home $59,293
HUD 1BR Fair Market Rent -$11,232
Discretionary Cash Flow $48,061

EPI family budgets put living costs 24.0% lower in Oshkosh-Neenah, WI than in Austin-Round Rock-San Marcos, TX, so $100,000 in Austin goes about as far as $76,000 in Oshkosh. HUD's one-bedroom Fair Market Rent is $1,530 a month in Austin and $936 in Oshkosh, $7,128 a year less. On the same $100,000 salary a single filer pays $4,428 more a year in federal, state and local income tax and FICA in Oshkosh. Taxes and one-bedroom rent together leave you about $2,700 a year better off. The BLS median wage across all occupations is $56,950 in Austin and $54,060 in Oshkosh.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Austin-Round Rock-San Marcos (Monthly) Oshkosh-Neenah (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,530$936-$594-38.8%
Food & Groceries$334$364+$30+9.0%
Transportation$1,062$1,015-$47-4.4%
Healthcare$467$444-$23-4.9%
Other Necessities$585$359-$226-38.6%
Total Taxes (Federal, State, Local, FICA)$1,735$2,104+$369+21.3%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$594/mo (-38.8%)
Austin-Round Rock-San Marcos: $1,530/mo Oshkosh-Neenah: $936/mo
2-Bedroom Fair Market Rent -$622/mo (-34.2%)
Austin-Round Rock-San Marcos: $1,817/mo Oshkosh-Neenah: $1,195/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$6.66/hr (-24.0%)
Austin-Round Rock-San Marcos: $27.77/hr Oshkosh-Neenah: $21.11/hr
2 Adults + 1 Child (per earner) -$2.21/hr (-9.3%)
Austin-Round Rock-San Marcos: $23.78/hr Oshkosh-Neenah: $21.57/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Austin-Round Rock-San Marcos Median Oshkosh-Neenah Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,850$111,210-$6,640 (-5.6%)View Dossier
Software EngineerTechnologyTechnology$134,120$104,000-$30,120 (-22.5%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$97,890$87,340-$10,550 (-10.8%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$102,390$94,030-$8,360 (-8.2%)View Dossier
Accountant & AuditorFinanceFinance$83,120$77,580-$5,540 (-6.7%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$176,990$163,480-$13,510 (-7.6%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$151,760$129,640-$22,120 (-14.6%)View Dossier
Solutions ArchitectTechnologyTechnology$129,470$79,350-$50,120 (-38.7%)View Dossier
ElectricianSkilled TradesSkilled Trades$60,390$77,080+$16,690 (+27.6%)View Dossier
Financial ManagerFinanceFinance$167,180$137,120-$30,060 (-18.0%)View Dossier
Marketing ManagersFinance & ManagementFinance & Management$164,920$138,990-$25,930 (-15.7%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$106,600$88,670-$17,930 (-16.8%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Austin-Round Rock-San Marcos, TX to Oshkosh-Neenah, WI Relocation FAQs

About $76,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 95.5 in Oshkosh-Neenah, WI, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Austin-Round Rock-San Marcos, TX to Oshkosh-Neenah, WI: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Oshkosh-Neenah, WI to Austin-Round Rock-San Marcos, TX
Relocation: Austin-Round Rock-San Marcos, TX to Oshkosh-Neenah, WI Overview

Austin-Round Rock-San Marcos, TX to Oshkosh-Neenah, WI: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same.

Quick answers
How much salary do I need in Oshkosh-Neenah, WI to match $100,000 in Austin-Round Rock-San Marcos, TX?

About $76,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (125.6 in Austin-Round Rock-San Marcos, TX, 95.5 in Oshkosh-Neenah, WI, from EPI family budgets); taxes are compared separately below.

Is Oshkosh-Neenah, WI cheaper than Austin-Round Rock-San Marcos, TX?

EPI's family budgets for a single adult put overall living costs 24.0% lower in Oshkosh-Neenah, WI than in Austin-Round Rock-San Marcos, TX. The budgets cover housing, food, transportation, health care and other necessities.