2026 Relocation & Cost Arbitrage Engine

Relocation: Baltimore-Columbia-Towson, MD to Peoria, IL

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Baltimore-Columbia-Towson, MD to Peoria, IL.

Popular Corridors:
Equivalent Salary
$80,700
To maintain parity
Cost of Living Delta
-19.3%
Overall expenditure basket
Annual Tax Delta
+$2,572
State + local taxes
Annual 1BR Rent Delta
-$7,968
HUD Fair Market Rents
Net Annual Buffer
+$10,540/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Baltimore-Columbia-Towson, MD

COL 123.3
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,386
Local / City Tax -$2,990
Net Annual Take-Home $71,803
HUD 1BR Fair Market Rent -$19,500
Discretionary Cash Flow $52,303
Target Market
Destination Location

Peoria, IL

COL 99.6
Gross Parity Income $80,700
Federal Income Tax -$8,924
FICA (SS & Medicare) -$6,174
State Income Tax -$3,850
Local / City Tax $0
Net Annual Take-Home $61,753
HUD 1BR Fair Market Rent -$11,532
Discretionary Cash Flow $50,221

EPI family budgets put living costs 19.3% lower in Peoria, IL than in Baltimore-Columbia-Towson, MD, so $100,000 in Baltimore goes about as far as $80,700 in Peoria. HUD's one-bedroom Fair Market Rent is $1,625 a month in Baltimore and $961 in Peoria, $7,968 a year less. On the same $100,000 salary a single filer pays $2,572 less a year in federal, state and local income tax and FICA in Peoria. Taxes and one-bedroom rent together leave you about $10,540 a year better off. The BLS median wage across all occupations is $59,070 in Baltimore and $49,590 in Peoria.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Baltimore-Columbia-Towson (Monthly) Peoria (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,625$961-$664-40.9%
Food & Groceries$384$353-$31-8.1%
Transportation$1,036$1,052+$16+1.5%
Healthcare$358$590+$232+64.8%
Other Necessities$556$332-$224-40.3%
Total Taxes (Federal, State, Local, FICA)$2,350$2,135-$215-9.1%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$664/mo (-40.9%)
Baltimore-Columbia-Towson: $1,625/mo Peoria: $961/mo
2-Bedroom Fair Market Rent -$794/mo (-39.6%)
Baltimore-Columbia-Towson: $2,006/mo Peoria: $1,212/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$5.25/hr (-19.3%)
Baltimore-Columbia-Towson: $27.27/hr Peoria: $22.02/hr
2 Adults + 1 Child (per earner) -$3.34/hr (-13.2%)
Baltimore-Columbia-Towson: $25.25/hr Peoria: $21.91/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Baltimore-Columbia-Towson Median Peoria Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$117,040$98,290-$18,750 (-16.0%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$99,550$81,010-$18,540 (-18.6%)View Dossier
Software EngineerTechnologyTechnology$138,900$130,590-$8,310 (-6.0%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$103,720$123,730+$20,010 (+19.3%)View Dossier
Accountant & AuditorFinanceFinance$85,160$79,540-$5,620 (-6.6%)View Dossier
Financial ManagerFinanceFinance$157,990$155,840-$2,150 (-1.4%)View Dossier
Management AnalystBusiness OperationsBusiness Operations$117,750$96,530-$21,220 (-18.0%)View Dossier
Solutions ArchitectTechnologyTechnology$135,600$96,890-$38,710 (-28.5%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$124,990$110,510-$14,480 (-11.6%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$168,520$173,870+$5,350 (+3.2%)View Dossier
ElectricianSkilled TradesSkilled Trades$65,590$80,460+$14,870 (+22.7%)View Dossier
Plumber & PipefitterSkilled TradesSkilled Trades$63,200$85,090+$21,890 (+34.6%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Baltimore-Columbia-Towson, MD to Peoria, IL Relocation FAQs

About $80,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.3 in Baltimore-Columbia-Towson, MD, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Baltimore-Columbia-Towson, MD to Peoria, IL: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Peoria, IL to Baltimore-Columbia-Towson, MD
Relocation: Baltimore-Columbia-Towson, MD to Peoria, IL Overview

Baltimore-Columbia-Towson, MD to Peoria, IL: 2026 federal, state and local income tax, HUD Fair Market Rents and EPI living costs compared on the same salary. Official 2026 economic data for Relocation: Baltimore-Columbia-Towson, MD to Peoria, IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Peoria, IL to match $100,000 in Baltimore-Columbia-Towson, MD?

About $80,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (123.3 in Baltimore-Columbia-Towson, MD, 99.6 in Peoria, IL, from EPI family budgets); taxes are compared separately below.

Is Peoria, IL cheaper than Baltimore-Columbia-Towson, MD?

EPI's family budgets for a single adult put overall living costs 19.3% lower in Peoria, IL than in Baltimore-Columbia-Towson, MD. The budgets cover housing, food, transportation, health care and other necessities.