2026 Relocation & Cost Arbitrage Engine

Relocation: Birmingham, AL to Houston-Pasadena-The Woodlands, TX

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Birmingham, AL to Houston-Pasadena-The Woodlands, TX.

Popular Corridors:
Equivalent Salary
$99,000
To maintain parity
Cost of Living Delta
-1.0%
Overall expenditure basket
Annual Tax Delta
+$5,102
State + local taxes
Annual 1BR Rent Delta
-$24
HUD Fair Market Rents
Net Annual Buffer
+$5,126/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Birmingham, AL

COL 108.5
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,102
Local / City Tax -$1,000
Net Annual Take-Home $74,079
HUD 1BR Fair Market Rent -$15,156
Discretionary Cash Flow $58,923
Target Market
Destination Location

Houston-Pasadena-The Woodlands, TX

COL 107.4
Gross Parity Income $99,000
Federal Income Tax -$12,950
FICA (SS & Medicare) -$7,574
State Income Tax $0 (No State Tax)
Local / City Tax $0
Net Annual Take-Home $78,477
HUD 1BR Fair Market Rent -$15,132
Discretionary Cash Flow $63,345

EPI family budgets put living costs 1.0% lower in Houston-Pasadena-The Woodlands, TX than in Birmingham, AL, so $100,000 in Birmingham goes about as far as $99,000 in Houston. HUD's one-bedroom Fair Market Rent is $1,263 a month in Birmingham and $1,261 in Houston, $24 a year less. On the same $100,000 salary a single filer pays $5,102 less a year in federal, state and local income tax and FICA in Houston. Taxes and one-bedroom rent together leave you about $5,126 a year better off. The BLS median wage across all occupations is $47,770 in Birmingham and $49,410 in Houston.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Birmingham (Monthly) Houston-Pasadena-The Woodlands (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,263$1,261-$2-0.2%
Food & Groceries$374$321-$53-14.2%
Transportation$1,047$1,015-$32-3.1%
Healthcare$489$422-$67-13.7%
Other Necessities$426$480+$54+12.7%
Total Taxes (Federal, State, Local, FICA)$2,160$1,735-$425-19.7%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent -$2/mo (-0.2%)
Birmingham: $1,263/mo Houston-Pasadena-The Woodlands: $1,261/mo
2-Bedroom Fair Market Rent +$122/mo (8.9%)
Birmingham: $1,375/mo Houston-Pasadena-The Woodlands: $1,497/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) -$0.24/hr (-1.0%)
Birmingham: $23.99/hr Houston-Pasadena-The Woodlands: $23.75/hr
2 Adults + 1 Child (per earner) -$0.56/hr (-2.6%)
Birmingham: $21.14/hr Houston-Pasadena-The Woodlands: $20.58/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Birmingham Median Houston-Pasadena-The Woodlands Median Nominal Wage Delta Action
General and Operations ManagersFinance & ManagementFinance & Management$123,560$119,600-$3,960 (-3.2%)View Dossier
Registered Nurse (RN)HealthcareHealthcare$78,680$99,830+$21,150 (+26.9%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$100,820$99,510-$1,310 (-1.3%)View Dossier
Accountant & AuditorFinanceFinance$78,660$85,090+$6,430 (+8.2%)View Dossier
Software EngineerTechnologyTechnology$125,410$129,440+$4,030 (+3.2%)View Dossier
ElectricianSkilled TradesSkilled Trades$56,630$59,180+$2,550 (+4.5%)View Dossier
Industrial Machinery MechanicIndustrial ManufacturingIndustrial Manufacturing$61,860$63,180+$1,320 (+2.1%)View Dossier
Financial ManagerFinanceFinance$153,930$166,910+$12,980 (+8.4%)View Dossier
Construction ManagersFinance & ManagementFinance & Management$102,170$103,530+$1,360 (+1.3%)View Dossier
Quality Control InspectorIndustrial ManufacturingIndustrial Manufacturing$44,290$46,630+$2,340 (+5.3%)View Dossier
WelderSkilled TradesSkilled Trades$49,930$57,940+$8,010 (+16.0%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$119,740$135,880+$16,140 (+13.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Birmingham, AL to Houston-Pasadena-The Woodlands, TX Relocation FAQs

About $99,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (108.5 in Birmingham, AL, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Birmingham, AL to Houston-Pasadena-The Woodlands, TX: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: Houston-Pasadena-The Woodlands, TX to Birmingham, AL
Relocation: Birmingham, AL to Houston-Pasadena-The Woodlands, TX Overview

Birmingham, AL to Houston-Pasadena-The Woodlands, TX: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on the same. Official 2026 economic data for Relocation: Birmingham, AL to Houston-Pasadena-The Woodlands, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in Houston-Pasadena-The Woodlands, TX to match $100,000 in Birmingham, AL?

About $99,000. That scales $100,000 by the ratio of the metros' cost-of-living indexes (108.5 in Birmingham, AL, 107.4 in Houston-Pasadena-The Woodlands, TX, from EPI family budgets); taxes are compared separately below.

Is Houston-Pasadena-The Woodlands, TX cheaper than Birmingham, AL?

EPI's family budgets for a single adult put overall living costs 1.0% lower in Houston-Pasadena-The Woodlands, TX than in Birmingham, AL. The budgets cover housing, food, transportation, health care and other necessities.