2026 Relocation & Cost Arbitrage Engine

Relocation: Brunswick-St. Simons, GA to New York-Newark, NY-NJ

Data updated · Sources: HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Income tax, HUD Fair Market Rents and EPI living costs for a move from Brunswick-St. Simons, GA to New York-Newark-Jersey City, NY-NJ.

Popular Corridors:
Equivalent Salary
$168,700
To maintain parity
Cost of Living Delta
+68.7%
Overall expenditure basket
Annual Tax Delta
-$4,059
State + local taxes
Annual 1BR Rent Delta
+$19,380
HUD Fair Market Rents
Net Annual Buffer
-$23,439/yr
Tax + housing gain

Interactive Purchasing Power Equivalency Workbench

Adjust your current salary at origin to dynamically compute the statutory tax burden, housing costs, and discretionary cash in both markets.

Presets:
$
$30,000 $100,000 $200,000 $300,000
Origin Location

Brunswick-St. Simons, GA

COL 107.3
Gross Annual Income $100,000
Federal Income Tax -$13,170
FICA (SS & Medicare) -$7,650
State Income Tax -$4,242
Local / City Tax $0
Net Annual Take-Home $74,939
HUD 1BR Fair Market Rent -$13,368
Discretionary Cash Flow $61,571
Target Market
Destination Location

New York-Newark-Jersey City, NY-NJ

COL 181.0
Gross Parity Income $168,700
Federal Income Tax -$29,222
FICA (SS & Medicare) -$12,906
State Income Tax -$9,481
Local / City Tax -$6,104
Net Annual Take-Home $110,987
HUD 1BR Fair Market Rent -$32,748
Discretionary Cash Flow $78,239

EPI family budgets put living costs 68.7% higher in New York-Newark-Jersey City, NY-NJ than in Brunswick-St. Simons, GA, so $100,000 in Brunswick goes about as far as $168,700 in New York. HUD's one-bedroom Fair Market Rent is $1,114 a month in Brunswick and $2,729 in New York, $19,380 a year more. On the same $100,000 salary a single filer pays $4,059 more a year in federal, state and local income tax and FICA in New York. Taxes and one-bedroom rent together leave you about $23,439 a year worse off. The BLS median wage across all occupations is $41,940 in Brunswick and $61,430 in New York.

Itemized Cost of Living Expenditure Arbitrage

Category-by-category breakdown of monthly baseline consumption between origin and destination.

Expenditure Category Brunswick-St. Simons (Monthly) New York-Newark-Jersey City (Monthly) Monthly Delta ($) Difference (%)
Housing (1BR Fair Market Rent)$1,114$2,729+$1,615+145.0%
Food & Groceries$367$426+$59+16.1%
Transportation$1,082$693-$389-36.0%
Healthcare$423$748+$325+76.8%
Other Necessities$421$879+$458+108.8%
Total Taxes (Federal, State, Local, FICA)$2,088$2,427+$339+16.2%

HUD Fair Market Rent Differential

1-Bedroom Fair Market Rent +$1,615/mo (145.0%)
Brunswick-St. Simons: $1,114/mo New York-Newark-Jersey City: $2,729/mo
2-Bedroom Fair Market Rent +$1,593/mo (115.6%)
Brunswick-St. Simons: $1,378/mo New York-Newark-Jersey City: $2,971/mo

EPI Living Wage Benchmark Comparison

1 Adult (No Children) +$16.30/hr (68.7%)
Brunswick-St. Simons: $23.73/hr New York-Newark-Jersey City: $40.03/hr
2 Adults + 1 Child (per earner) +$14.21/hr (71.1%)
Brunswick-St. Simons: $19.98/hr New York-Newark-Jersey City: $34.19/hr

Top Local Occupations Wage Parity

BLS median wage comparisons across benchmark roles between both metropolitan labor markets.

Occupation Title Industry Sector Brunswick-St. Simons Median New York-Newark-Jersey City Median Nominal Wage Delta Action
Registered Nurse (RN)HealthcareHealthcare$82,630$119,720+$37,090 (+44.9%)View Dossier
General and Operations ManagersFinance & ManagementFinance & Management$84,770$157,000+$72,230 (+85.2%)View Dossier
Software EngineerTechnologyTechnology$103,170$166,830+$63,660 (+61.7%)View Dossier
Accountant & AuditorFinanceFinance$75,060$105,650+$30,590 (+40.8%)View Dossier
Financial ManagerFinanceFinance$134,230$221,010+$86,780 (+64.7%)View Dossier
Project Management SpecialistBusiness OperationsBusiness Operations$77,070$126,660+$49,590 (+64.3%)View Dossier
Computer and Information Systems ManagersFinance & ManagementFinance & Management$156,230$215,300+$59,070 (+37.8%)View Dossier
Sales ManagersFinance & ManagementFinance & Management$116,980$215,150+$98,170 (+83.9%)View Dossier
ElectricianSkilled TradesSkilled Trades$58,880$79,020+$20,140 (+34.2%)View Dossier
Medical and Health Services ManagersFinance & ManagementFinance & Management$113,110$167,580+$54,470 (+48.2%)View Dossier
HVAC/R TechnicianSkilled TradesSkilled Trades$49,920$77,990+$28,070 (+56.2%)View Dossier
Nurse PractitionerHealthcareHealthcare$120,510$163,340+$42,830 (+35.5%)View Dossier

Major US Inter-Metro Relocation Corridors

Empirical cost differentials and statutory tax savings across high-volume migration routes.

New York-Newark-Jersey City → Austin-Round Rock-San Marcos

On $100k: $8,301 less tax and $14,388 less 1BR rent a year

-30.6% COL+$22,689/yr
San Francisco-Oakland-Fremont → Austin-Round Rock-San Marcos

On $100k: $6,211 less tax and $17,676 less 1BR rent a year

-30.4% COL+$23,887/yr
Chicago-Naperville-Elgin → Dallas-Fort Worth-Arlington

On $100k: $4,805 less tax and $2,928 less 1BR rent a year

-2.2% COL+$7,733/yr
San Francisco-Oakland-Fremont → Columbus

On $100k: $1,729 less tax and $19,884 less 1BR rent a year

-41.0% COL+$21,613/yr
Los Angeles-Long Beach-Anaheim → Phoenix-Mesa-Chandler

On $100k: $4,113 less tax and $10,908 less 1BR rent a year

-13.5% COL+$15,021/yr
Seattle-Tacoma-Bellevue → Denver-Aurora-Centennial

On $100k: $3,761 more tax and $4,188 less 1BR rent a year

-13.6% COL+$427/yr
Boston-Cambridge-Newton → Raleigh-Cary

On $100k: $1,299 less tax and $11,592 less 1BR rent a year

-16.2% COL+$12,891/yr
New York-Newark-Jersey City → Miami-Fort Lauderdale-West Palm Beach

On $100k: $8,301 less tax and $7,296 less 1BR rent a year

-27.3% COL+$15,597/yr

Brunswick-St. Simons, GA to New York-Newark-Jersey City, NY-NJ Relocation FAQs

About $168,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.3 in Brunswick-St. Simons, GA, 181.0 in New York-Newark-Jersey City, NY-NJ, from EPI family budgets); taxes are compared separately below.

Triangular Relocation & Tax Silo

Brunswick-St. Simons, GA to New York-Newark-Jersey City, NY-NJ: State Paychecks, Rents & Reciprocal Corridor

Reverse Route: New York-Newark-Jersey City, NY-NJ to Brunswick-St. Simons, GA
Relocation: Brunswick-St. Simons, GA to New York-Newark, NY-NJ Overview

Brunswick-St. Simons, GA to New York-Newark-Jersey City, NY-NJ: 2026 federal, state & local income tax, HUD Fair Market Rents & EPI living costs compared on. Official 2026 economic data for Relocation: Brunswick-St. Simons, GA to New York-Newark, NY-NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
How much salary do I need in New York-Newark-Jersey City, NY-NJ to match $100,000 in Brunswick-St. Simons, GA?

About $168,700. That scales $100,000 by the ratio of the metros' cost-of-living indexes (107.3 in Brunswick-St. Simons, GA, 181.0 in New York-Newark-Jersey City, NY-NJ, from EPI family budgets); taxes are compared separately below.

Is New York-Newark-Jersey City, NY-NJ cheaper than Brunswick-St. Simons, GA?

EPI's family budgets for a single adult put overall living costs 68.7% higher in New York-Newark-Jersey City, NY-NJ than in Brunswick-St. Simons, GA. The budgets cover housing, food, transportation, health care and other necessities.